Lorain County property record for 712 Prospect St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1956 |
| Square Footage | 988 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $125,000 (2023) |
| Tax Bill | $1,760.00 (2025) |
| Primary APN | 06-25-006-116-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 988 sqft Living Area |
| 1st Floor | 988 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Lot Area | 6,534 sqft (0.15 acres) |
| Depth X Width | 122 ft x 54 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 462 sqft Garage |
| Deck Area | 160 sqft Deck |
|---|---|
| Patio Area | 50 sqft Patio |
| Porch | Open Porch |
| Porch Area | 105 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 712 PROSPECT ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6636 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HARVARD AVE ALLOT 54 X122 |
| Legal Subdivision | HARVARD AVENUE ALLOTMENT |
| Legal Tract | 25 |
| Legal Block | 116 |
| Legal Lot Number | 46&47 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2030 |
| Census Tract | 71201 |
Source: Lorain County records · APN 06-25-006-116-003
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 712 PROSPECT ST, ELYRIA, OH 44035-6636 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 07, 2023 | Warranty Deed, Transfer · Conventional Mortgage YOUR HOME FINANCIAL LLC |
| Feb 01, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 07, 2023 · Amount on Record |
| Deed Sale | Apr 07, 2023 · Amount on Record |
| Prior Sale | Feb 01, 2019 |
| Deed Doc Number | 2023001692 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 07, 2023 |
| Property Address | 712 PROSPECT ST, ELYRIA, OH 44035-6636 |
| Document Number | 0000911969 |
| Map Reference | VOL 15 PG 26 |
| Instrument Date | Apr 04, 2023 |
| Instrument | 2023-0911969 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2023 |
| Title Company | INFINITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 712 PROSPECT ST, ELYRIA, OH 44035-6636 |
| Document Number | 0000911970 |
|---|---|
| Date | Apr 07, 2023 |
| Instrument | 2023-0911970 |
| Name | YOUR HOME FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Number | 0000911971 |
|---|---|
| Date | Apr 07, 2023 |
| Instrument | 2023-0911971 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 01, 2019 |
| Property Address | 712 PROSPECT ST, ELYRIA, OH 44035-6636 |
| Document Number | 0000703055 |
| Instrument Date | Nov 14, 2018 |
| Instrument | 703055 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5356 KINGSTON CT SHEFFIELD VILLAGE OH 440542981, SHEFFIELD VILLAGE, OH 44054-2981 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,760.00 | $37,390 (%) Land $9,820 Building $27,570 | $106,830 (-) Land $28,070 Building $78,760 |
| 2024 | $1,760.00 (+3.1%) | $37,391 (+22.24%) Land $9,825 Building $27,566 | $106,830 (+22.25%) Land $28,070 Building $78,760 |
| 2023 | $1,707.00 (+0.35%) | $30,587 (-0.01%) Land $7,935 Building $22,652 | $87,390 (-) Land $22,670 Building $64,720 |
| 2022 | $1,701.00 | $30,590 Land $7,940 Building $22,650 | |
| 2021 | $87,390 Land $22,670 Building $64,720 |
712 Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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