Lorain County property record for 414 Prospect St, Elyria, OH 44035 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1950 |
| Square Footage | 954 sqft Living Area |
| Lot Size | 5,227 sqft (0.12 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $97,500 (2021) |
| Tax Bill | $1,654.00 (2025) |
| Primary APN | 06-25-006-101-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 954 sqft Living Area |
| 1st Floor | 654 sqft 1st Floor |
| Basement Area | 624 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 5,227 sqft (0.12 acres) |
| Depth X Width | 90 ft x 60 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 280 sqft Garage |
| Patio Area | 124 sqft Patio |
| Porch Area | 204 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 414 PROSPECT ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6440 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | E BROAD ST 60 X 90 |
| Legal Subdivision | E BROAD ST |
| Legal Tract | 25 |
| Legal Block | 101 |
| Legal Lot Number | 3-4 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2009 |
| Census Tract | 71201 |
Source: Lorain County records · APN 06-25-006-101-002
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 414 PROSPECT ST, ELYRIA, OH 44035-6440 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 07, 2021 | Transfer on Death Deed, Transfer |
| Jul 01, 2021 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 25, 2021 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 2021 · Amount on Record |
| Deed Sale | Jul 01, 2021 · Amount on Record |
| Prior Sale | Jul 19, 2016 · Amount on Record |
| Deed Doc Number | 2021826569 |
| Last Transfer Date | Sep 21, 2021 |
| Transfer Doc | 0000000153 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Oct 07, 2021 |
| Property Address | 414 PROSPECT ST, ELYRIA, OH 44035-6440 |
| Document Number | 0000000153 |
| Map Reference | VOL 10 PG 9 |
| Instrument Date | Sep 21, 2021 |
| Instrument | 202110070153 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 01, 2021 |
| Property Address | 414 PROSPECT ST, ELYRIA, OH 44035-6440 |
| Document Number | 20210826569 |
| Map Reference | VOL 10 PG 9 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 2021-0826569 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 PROSPECT ST, ELYRIA, OH 44035-6440 |
| Document Number | 20210826570 |
|---|---|
| Date | Jul 01, 2021 |
| Instrument | 2021-0826570 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 25, 2021 |
| Property Address | 414 PROSPECT ST, ELYRIA, OH 44035-6440 |
| Document Number | 0000809334 |
| Map Reference | VOL 10 PG 9 |
| Instrument Date | Jan 07, 2021 |
| Instrument | 2021-0809334 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 PROSPECT ST, ELYRIA, OH 44035-6440 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,654.00 Homeowner's exemption | $35,140 (+0.02%) Land $9,360 Building $25,780 | $100,380 (-) Land $26,730 Building $73,650 |
| 2024 | $1,654.00 (+9.1%) | $35,133 (+26.25%) Land $9,356 Building $25,778 | $100,380 (+26.25%) Land $26,730 Building $73,650 |
| 2023 | $1,516.00 (-1.75%) | $27,829 (%) Land $7,557 Building $20,272 | $79,510 (-) Land $21,590 Building $57,920 |
| 2022 | $1,543.00 | $27,830 Land $7,560 Building $20,270 | |
| 2021 | $79,510 Land $21,590 Building $57,920 |
414 Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 3rd percentile of exposed land nationally · 15th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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