Lorain County property record for 716 Prospect St, Elyria, OH 44035 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1956 |
| Square Footage | 988 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $119,400 (2023) |
| Tax Bill | $1,785.00 (2024) |
| Primary APN | 06-25-006-116-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 988 sqft Living Area |
| 1st Floor | 988 sqft 1st Floor |
| Basement Area | 988 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Lot Area | 6,534 sqft (0.15 acres) |
| Depth X Width | 122 ft x 54 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 352 sqft Garage |
| Patio Area | 150 sqft Patio |
| Porch Area | 78 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 716 PROSPECT ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6636 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HARVARD AVE 54 X 122.35 |
| Legal Subdivision | HARVARD AVE |
| Legal Tract | 25 |
| Legal Block | 116 |
| Legal Lot Number | 45-46 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2030 |
| Census Tract | 71201 |
Source: Lorain County records · APN 06-25-006-116-004
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 716 PROSPECT ST, ELYRIA, OH 44035-6636 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 03, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage RUOFF MORTGAGE COMPANY INC |
| Feb 01, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 03, 2023 · Amount on Record |
| Deed Sale | May 03, 2023 · Amount on Record |
| Prior Sale | Dec 18, 2013 · Amount on Record |
| Deed Doc Number | 2023914437 |
| Prior Transfer Date | Nov 14, 2018 |
| Prior Transfer Doc | 0000703053 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 03, 2023 |
| Property Address | 716 PROSPECT ST, ELYRIA, OH 44035-6636 |
| Document Number | 0000914437 |
| Map Reference | VOL 15 PG 26 |
| Instrument Date | May 02, 2023 |
| Instrument | 2023-0914437 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 716 PROSPECT ST, ELYRIA, OH 44035-6636 |
| Document Number | 0000914438 |
|---|---|
| Date | May 03, 2023 |
| Instrument | 2023-0914438 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 01, 2019 |
| Property Address | 716 PROSPECT ST, ELYRIA, OH 44035-6636 |
| Document Number | 0000703053 |
| Instrument Date | Nov 14, 2018 |
| Instrument | 703053 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5356 KINGSTON CT SHEFFIELD VILLAGE OH 440542981, SHEFFIELD VILLAGE, OH 44054-2981 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,776.00 (-0.5%) | $37,730 (-) Land $9,820 Building $27,910 | $107,800 (-) Land $28,070 Building $79,730 |
| 2024 | $1,785.00 (+14.06%) | $37,730 (+34.58%) Land $9,825 Building $27,906 | $107,800 (+34.58%) Land $28,070 Building $79,730 |
| 2023 | $1,565.00 (+0.38%) | $28,036 (-0.01%) Land $7,935 Building $20,101 | $80,100 (-) Land $22,670 Building $57,430 |
| 2022 | $1,559.00 | $28,040 Land $7,940 Building $20,100 | |
| 2021 | $80,100 Land $22,670 Building $57,430 |
716 Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 25th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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