720 Prospect St, Elyria, OH 44035 Property Records

Lorain County property record for 720 Prospect St, Elyria, OH 44035 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Architecture Style	Conventional
Year Built	Built 1956
Square Footage	988 sqft Living Area
Lot Size	5,227 sqft (0.12 acres)
Garage	Detached, 320 sqft
Tax Bill	$1,814.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-25-006-116-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	988 sqft Living Area
1st Floor	988 sqft 1st Floor
Basement Area	988 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	5,227 sqft (0.12 acres)
Depth X Width	122 ft x 45 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	320 sqft Garage
Patio Area	160 sqft Patio
Porch Area	72 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	720 PROSPECT ST
City	ELYRIA
State	OH
Zip	44035-6636
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HARVARD AVE FRNT 0045.00 DPTH 0122.00
Legal Subdivision	HARVARD AVE
Legal Tract	25
Legal Block	116
Legal Lot Number	44
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	2
Census Block	2030
Census Tract	71201

Owner

Source: Lorain County records · APN 06-25-006-116-006

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	35288 CHAUCER CT, NORTH RIDGEVILLE, OH 44039-1398
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,814.00	$36,690 (+0.01%) Land $8,190 Building $28,500	$104,820 (-) Land $23,390 Building $81,430
2024	$1,814.00 (+12.6%)	$36,687 (+27.05%) Land $8,187 Building $28,501	$104,820 (+27.05%) Land $23,390 Building $81,430
2023	$1,611.00 (+2.81%)	$28,876 (+0.02%) Land $6,612 Building $22,264	$82,500 (-) Land $18,890 Building $63,610
2022	$1,567.00	$28,870 Land $6,610 Building $22,260
2021			$82,500 Land $18,890 Building $63,610

Flood & Wildfire

720 Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 5th percentile of exposed land nationally · 25th in Ohio
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.