Lorain County property record for 706 Prospect St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1956 |
| Square Footage | 988 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Garage | Detached, 400 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,227.00 (2025) |
| Primary APN | 06-25-006-116-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 988 sqft Living Area |
| 1st Floor | 988 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 6,534 sqft (0.15 acres) |
| Depth X Width | 122 ft x 54 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 400 sqft Garage |
| Deck Area | 168 sqft Deck |
|---|---|
| Patio Area | 100 sqft Patio |
| Porch | Open Porch |
| Porch Area | 96 sqft Porch |
| Canopy Area | 168 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 706 PROSPECT ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6636 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HARVARD AVE ALLOT 54 X 122 S/L 47 & 48 |
| Legal Subdivision | HARVARD AVENUE ALLOTMENT |
| Legal Tract | 25 |
| Legal Block | 116 |
| Legal Lot Number | 47&48 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2030 |
| Census Tract | 71201 |
Source: Lorain County records · APN 06-25-006-116-002
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 706 PROSPECT ST, ELYRIA, OH 44035-6636 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 09, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 10, 2026 | Transfer on Death Deed, Transfer |
| Jan 27, 2026 | Certificate of Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 27, 2026 |
| Deed Sale | Jan 27, 2026 |
| Prior Sale | May 28, 2004 · Amount on Record |
| Deed Doc Number | 2026-0083195 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 706 PROSPECT ST, ELYRIA, OH 44035-6636 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 706 PROSPECT ST, ELYRIA, OH 44035-6636 |
| Document Number | 0000048396 |
|---|---|
| Date | Apr 09, 2025 |
| Instrument | 2025-0048396 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 05, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 10, 2026 |
| Property Address | 706 PROSPECT ST, ELYRIA, OH 44035-6636 |
| Document Number | 0000087593 |
| Map Reference | VOL 15 PG 26 |
| Instrument Date | Feb 23, 2026 |
| Instrument | 2026-0087593 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 27, 2026 |
| Property Address | 706 PROSPECT ST, ELYRIA, OH 44035-6636 |
| Document Number | 0000083195 |
| Map Reference | VOL 15 PG 26 |
| Instrument Date | Feb 23, 2024 |
| Instrument | 2026-0083195 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 706 PROSPECT ST, ELYRIA, OH 44035-6636 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,227.00 | $46,880 (-0.01%) Land $9,820 Building $37,060 | $133,950 (-) Land $28,070 Building $105,880 |
| 2024 | $1,227.00 (-0.08%) | $46,883 (+47.8%) Land $9,825 Building $37,058 | $133,950 (+47.8%) Land $28,070 Building $105,880 |
| 2023 | $1,228.00 (-1.52%) | $31,721 (-0.03%) Land $7,935 Building $23,786 | $90,630 (-) Land $22,670 Building $67,960 |
| 2022 | $1,247.00 | $31,730 Land $7,940 Building $23,790 | |
| 2021 | $90,630 Land $22,670 Building $67,960 |
706 Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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