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712 E 24th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 712 E 24th St, Lynn Haven, FL 32444 · Last verified February 2026

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,370 sqft · built 2004
Lot Size0.16 acres (6,970 sqft)
OwnerOwner Name on File
Last Sale$170,500 (Mar 2007)
Tax Bill$1,151 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Feb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN11537-010-013

Property Details

APN / Parcel Number

Primary APN11537-010-013

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,370 sqft Heated Area
Gross Area1,795 sqft
1st Floor Area1,370 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2009
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Garage Area240 sqft
DrivewayDriveway
Driveway Area510 sqft
PorchPorch
Porch Area185 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address712 E 24TH ST
CityLYNN HAVEN
StateFL
Zip32444-4893
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Description15 3S 14W -9.13- 103A ST AND BAY DEV CO PLAT COM AT SW COR OF LOT 89 W 15'
Legal Range14W
Legal Township03S
Legal Section15
Legal SubdivisionST AND BAY DEV CO
Legal Lot Number89
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group4
Census Block4009
Census Tract1302

Owner

Source: Bay County records · APN 11537-010-013

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address712 E 24TH ST, LYNN HAVEN, FL 32444-4893
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Feb 15, 2019Deed of Trust, Mortgage · FHA Mortgage
MR COOPER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 02, 2007 · Amount on Record
Deed SaleMar 02, 2007 · Amount on Record
Prior SaleJun 17, 2004 · Amount on Record
Deed Document Number2007-014097
Deed Book / Page2893 / 1676
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address712 E 24TH ST, LYNN HAVEN, FL 32444-4893
Transaction TypeMortgage
Record UpdatedJan 15, 2024
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address712 E 24TH ST, LYNN HAVEN, FL 32444-4893

Mortgage

Document Number0043680307
DateFeb 25, 2021
Book Page4368/307
Instrument2021013645
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address712 E 24TH ST, LYNN HAVEN, FL 32444-4893
Document Number0040932036
Instrument DateFeb 15, 2019
Transaction TypeMortgage
Record UpdatedMar 12, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address712 E 24TH ST LYNN HAVEN FL 324444893, LYNN HAVEN, FL 32444-4893

Mortgage

Document Number0040932036
DateFeb 25, 2019
Book Page004093/002036
Instrument21180
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 24, 2034

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityLynn Haven City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,151.00 Homeowner's exemption$118,156 (+5.99%)$218,577 (+21.2%) Land $55,470 Building $163,107
2023$1,151.00 (+10.78%) Homeowner's exemption$111,482 (+3%)$180,343 (+21.94%) Land $44,800 Building $135,543
2022$1,039.00 Homeowner's exemption$108,235$147,898 Land $25,123 Building $122,775

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050013024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance CostPremium on Record
median of 67 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies67 in force
Nearby Flood Claims20 (1984–2021)
Claims Outside the SFHA8 of 20
Most Recent ClaimAug 2021, rainfall accumulation, Tropical Storm Fred
Claims By Storm
  • Hurricane Michael, Oct 2018 · 10 claims
  • Severe Storms And Flooding, Jul 2013 · 2 claims
  • Hurricane Opal, Oct 1995 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 255 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
WOW Internet, Cable & PhoneCable1,200 / 50
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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