Bay County property record for 708 E 24th St, Lynn Haven, FL 32444
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,370 sqft · built 2004 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $188,000 (May 2021) |
| Tax Bill | $1,774 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11537-010-011 |
| Primary APN | 11537-010-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,370 sqft Heated Area |
| Gross Area | 1,635 sqft |
| 1st Floor Area | 1,370 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 240 sqft |
| Driveway | Driveway |
| Driveway Area | 360 sqft |
| Porch | Porch |
| Porch Area | 25 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 708 E 24TH ST |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-4893 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | BC15 |
| Legal Description | 15 3S 14W -9.11- ST AND BAY DEV CO PLAT COM AT SW COR OF LOT 89 W 15' |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 15 |
| Legal Subdivision | ST AND BAY DEV CO |
| Legal Lot Number | 89 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 1302 |
Source: Bay County records · APN 11537-010-011
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 708 E 24TH ST, LYNN HAVEN, FL 32444-4893 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK |
| May 03, 2021 | Warranty Deed, Transfer · VA Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 03, 2021 · Amount on Record |
| Deed Sale | May 03, 2021 · Amount on Record |
| Prior Sale | Jul 01, 2011 · Amount on Record |
| Deed Document Number | 2021032761 |
| Deed Book / Page | 4399 / 2051 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 708 E 24TH ST, LYNN HAVEN, FL 32444-4893 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 708 E 24TH ST, LYNN HAVEN, FL 32444-4893 |
| Document Number | 0049841303 |
|---|---|
| Date | Dec 17, 2025 |
| Book Page | 4984/1303 |
| Instrument | 2025073598 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LYNN HAVEN, FL 32444 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 03, 2021 |
| Property Address | 708 E 24TH ST, LYNN HAVEN, FL 32444-4893 |
| Document Number | 0043992051 |
| Book / Page | 4399 / 2051 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 2021032761 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TITLE PANAMA CITY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,316.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 603 MAGEE RD, PORTERSVILLE, PA 16051-4611 |
| Name | Verified Name |
|---|---|
| Address | 708 E 24TH ST, LYNN HAVEN, FL 32444-4893 |
| Document Number | 0043992053 |
|---|---|
| Date | May 03, 2021 |
| Instrument | 4399/2053 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Lynn Haven City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,774.00 (+2.07%) Homeowner's exemption Disabled Person's exemption | $164,540 (+5.99%) | $224,537 (+21.37%) Land $55,470 Building $169,067 |
| 2023 | $1,738.00 (+6.11%) Homeowner's exemption Disabled Person's exemption | $155,246 (+3%) | $185,008 (+22.75%) Land $44,800 Building $140,208 |
| 2022 | $1,638.00 Homeowner's exemption Disabled Person's exemption | $150,724 Land $25,123 Building $125,601 | $150,724 Land $25,123 Building $125,601 |
Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 67 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 20 (1984–2021) |
| Claims Outside the SFHA | 8 of 20 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Based on FCC filings for 255 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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