702 E 24th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 702 E 24th St, Lynn Haven, FL 32444

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,370 sqft · built 2004
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Oct 2019)
Tax Bill	$2,361 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11537-010-012`

Property Details

APN / Parcel Number

Primary APN	`11537-010-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,370 sqft Living Area
Gross Area	1,610 sqft
1st Floor Area	1,370 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Duplex Single
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	124 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	240 sqft
Driveway	Driveway
Driveway Area	360 sqft
Porch	Open Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	702 E 24TH ST
City	LYNN HAVEN
State	FL
Zip	32444-4893
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	BC15
Legal Description	15 3S 14W -9.12- ST AND BAY DEV CO PLAT COM AT SW COR OF LOT 89 W 15 N 94.75 FOR POB TH CONT NLY 270.35 SELY 42.62 SLY 238.64 WLY 30.03 TO POB ORB 4185 P 1453
Legal Range	14W
Legal Township	03S
Legal Section	15
Legal Subdivision	ST AND BAY DEV CO PLAT
Legal Lot Number	89
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	4
Census Block	4009
Census Tract	1302

Owner

Source: Bay County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	704 E 24TH ST, LYNN HAVEN, FL 32444-4893
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 31, 2019	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2019 · Amount on Record
Deed Sale	Oct 31, 2019 · Amount on Record
Prior Sale	Oct 30, 2014 · Amount on Record
Deed Document Number	201994874
Deed Book / Page	4185 / 1453
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	702 E 24TH ST, LYNN HAVEN, FL 32444-4893
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 E 24TH ST, LYNN HAVEN, FL 32444-4893

Mortgage

Document Number	0043730457
Date	Mar 8, 2021
Book Page	4373/457
Instrument	2021016571

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Oct 31, 2019
Property Address	702 E 24TH ST, LYNN HAVEN, FL 32444-4893
Document Number	0041851453
Book / Page	4185 / 1453
Instrument Date	Oct 25, 2019
Instrument	2019094874
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3323 AZALEA CIR, 3323, LYNN HAVEN, FL 32444-5630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 E 24TH ST, LYNN HAVEN, FL 32444-4893

Mortgage

Document Number	0041851455
Date	Oct 31, 2019
Instrument	4185/1455

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,361.00 (+7.12%)	$134,070 (-18.86%)	$198,578 (+20.18%) Land $55,470 Building $143,108
2024	$2,204.00 (+7.04%)
2023	$2,059.00 (+21.69%)	$165,228 (+23.07%) Land $44,800 Building $120,428	$165,228 (+23.07%) Land $44,800 Building $120,428
2022	$1,692.00	$134,253 Land $25,123 Building $109,130	$134,253 Land $25,123 Building $109,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	20 (1984–2021)
Claims Outside the SFHA	8 of 20
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 10 claims Severe Storms And Flooding, Jul 2013 · 2 claims Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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