714 E 24th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 714 E 24th St, Lynn Haven, FL 32444

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,370 sqft · built 2004
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Jul 2022)
Tax Bill	$3,492 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11537-010-015`

Property Details

APN / Parcel Number

Primary APN	`11537-010-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,370 sqft Heated Area
Gross Area	1,635 sqft
1st Floor Area	1,370 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	240 sqft
Driveway	Driveway
Driveway Area	750 sqft

Exterior Amenities

Porch	Porch
Porch Area	25 sqft
Patio Area	60 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	714 E 24TH ST
City	LYNN HAVEN
State	FL
Zip	32444-4893
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	BC15
Legal Description	15 3S 14W -9.15- ST AND BAY DEV CO PLAT COM SW COR LOT 89 TH W 15' TO
Legal Range	14W
Legal Township	03S
Legal Section	15
Legal Subdivision	ST AND BAY DEV CO
Legal Lot Number	89
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	4
Census Block	4009
Census Tract	1302

Owner

Source: Bay County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6500 CHERYLWOOD DR, SPRINGFIELD, IL 62712-8625
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Warranty Deed, Transfer · VA Mortgage CENTENNIAL BANK
Jun 21, 2017	Deed of Trust, Mortgage TYNDALL FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 12, 2022 · Amount on Record
Deed Sale	Jul 12, 2022 · Amount on Record
Prior Sale	May 25, 2011 · Amount on Record
Deed Document Number	2022051695
Deed Book / Page	4586 / 1929
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jul 12, 2022
Property Address	714 E 24TH ST, LYNN HAVEN, FL 32444-4893
Document Number	0045861929
Book / Page	4586 / 1929
Instrument Date	Jul 6, 2022
Instrument	2022051695
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	316 KILBOURN AVE, PANAMA CITY, FL 32401-5537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6500 CHERYIWOOD DRIVE, SPRINGFIELD, IL 62712-8625

Mortgage

Document Number	0045861931
Date	Jul 12, 2022
Instrument	4586/1931

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	714 E 24TH ST, LYNN HAVEN, FL 32444-4893
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039111276
Date	Jun 21, 2017
Book Page	3911/1276
Instrument	2017035129

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32405

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2032

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,492.00 (+14.64%)	$237,346 (+21.28%) Land $55,470 Building $181,876	$237,346 (+21.28%) Land $55,470 Building $181,876
2023	$3,046.00 (+199.8%)	$195,705 (+83.52%) Land $44,800 Building $150,905	$195,705 (+34.41%) Land $44,800 Building $150,905
2022	$1,016.00 Homeowner's exemption	$106,637	$145,601 Land $25,123 Building $120,478

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	20 (1984–2021)
Claims Outside the SFHA	8 of 20
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 10 claims Severe Storms And Flooding, Jul 2013 · 2 claims Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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