704 E 24th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 704 E 24th St, Lynn Haven, FL 32444

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,370 sqft · built 2004
Lot Size	0.4 acres (17,424 sqft)
Owner	Owner Name on File
Last Sale	$85,000 (Jun 2013)
Tax Bill	$1,042 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11537-010-008`

Property Details

APN / Parcel Number

Primary APN	`11537-010-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,370 sqft Heated Area
Gross Area	1,635 sqft
1st Floor Area	1,370 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Area	240 sqft
Driveway	Driveway
Driveway Area	360 sqft
Porch	Porch
Porch Area	25 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	704 E 24TH ST
City	LYNN HAVEN
State	FL
Zip	32444-4893
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	BC15
Legal Description	15 3S 14W -9.12A- ST AND BAY DEV CO PLAT COM AT SW COR OF LOT 89 W 15'
Legal Range	14W
Legal Township	03S
Legal Section	15
Legal Subdivision	ST AND BAY DEV CO
Legal Lot Number	89
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	4
Census Block	4009
Census Tract	1302

Owner

Source: Bay County assessment roll, APN 11537-010-008, as of July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	704 E 24TH ST, LYNN HAVEN, FL 32444-4893
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 06, 2013 · Amount on Record
Deed Sale	Jun 06, 2013 · Amount on Record
Prior Sale	Jul 23, 2010 · Amount on Record
Deed Document Number	2013032804
Deed Book / Page	3517 / 0946
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	704 E 24TH ST, LYNN HAVEN, FL 32444-4893
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 E 24TH ST, LYNN HAVEN, FL 32444-4893

Mortgage

Document Number	0043671280
Date	Feb 24, 2021
Book Page	4367/1280
Instrument	2021013196

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2036

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,042.00 (-0.48%) Homeowner's exemption	$110,921 (+5.99%)	$196,103 (+20.1%) Land $55,470 Building $140,633
2023	$1,047.00 (+10.79%) Homeowner's exemption	$104,655 (+3%)	$163,285 (+23.19%) Land $44,800 Building $118,485
2022	$945.00 Homeowner's exemption	$101,607	$132,551 Land $25,123 Building $107,428

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), as of September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050013024, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	20 (1984–2021)
Claims Outside the SFHA	8 of 20
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 10 claims Severe Storms And Flooding, Jul 2013 · 2 claims Hurricane Opal, Oct 1995 · 3 claims

Wildfire

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 255 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL1030435, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.