709 Whispering Forest Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 709 Whispering Forest Dr, Ballwin, MO 63021

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,343 sqft · built 1999
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$112,800 (Mar 2003)
Tax Bill$5,824 (2025)
Deeds & MortgagesNov 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN24S-21-1604

Property Details

APN / Parcel Number

Primary APN24S-21-1604

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,343 sqft Living Area
Gross Area2,818 sqft
1st Floor Area1,098 sqft
Basement Area55 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions60 ft deep x 60 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area80 sqft
Patio Area132 sqft
Balcony Area92 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address709 WHISPERING FOREST DR
CityBALLWIN
StateMO
Zip63021-4481
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code93R-3
Legal DescriptionWHISPERING WOODS LOT 39
Legal SubdivisionWHISPERING WOODS
Legal Lot Number39
JurisdictionST LOUIS MO
Township / Civil DivisionMERAMEC
Census Block Group1
Census Block1011
Census Tract217944

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address709 WHISPERING FOREST DR, BALLWIN, MO 63021-4481
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 11, 2003 · Amount on Record
Deed SaleMar 11, 2003 · Amount on Record
Prior SaleMay 17, 1999 · Amount on Record
Deed Document Number20031205
Deed Book / Page14655 / 982
Prior Transfer DateJan 1, 1998
Prior Transfer Doc0000001205
Record UpdatedOct 29, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address709 WHISPERING FOREST DR, BALLWIN, MO 63021-4481
Document Number0232821378
Instrument DateNov 7, 2018
Transaction TypeMortgage
Record UpdatedNov 30, 2018
Title CompanySECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address709 WHISPERING FOREST DR BALLWIN MO 630214481, BALLWIN, MO 63021-4481

Mortgage

Document Number0232821378
DateNov 15, 2018
Book Page023282/001378
Instrument217
Lender
NameRELIANCE BK
TypeBank
AddressWILDWOOD, MO 63011
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityBallwin City
CountySt. Louis County
Unified School DistrictRockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$85,050 (-) Land $27,800 Building $57,250$447,600 (-) Land $146,300 Building $301,300
2025$5,824.00 (+7.57%)$85,050 (+9.78%) Land $27,800 Building $57,250$447,600 (+9.79%) Land $146,300 Building $301,300
2024$5,414.00 (+0.07%)
2023$5,410.00 (+14.4%)$77,470 (+22.54%) Land $18,530 Building $58,940$407,700 (+22.54%) Land $97,500 Building $310,200
2022$4,729.00$63,220 Land $18,530 Building $44,690
2021$332,700 Land $97,500 Building $235,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

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