718 Whispering Forest Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 718 Whispering Forest Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,593 sqft · built 1998
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$338,000 (Jun 2018)
Tax Bill	$6,212 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24S-21-1222`

Property Details

APN / Parcel Number

Primary APN	`24S-21-1222`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,593 sqft Living Area
Gross Area	3,020 sqft
1st Floor Area	1,197 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	60 ft deep x 60 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	162 sqft
Deck Area	352 sqft
Patio Area	352 sqft
Balcony Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	718 WHISPERING FOREST DR
City	BALLWIN
State	MO
Zip	63021-4479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	WHISPERING WOODS LOT 5
Legal Subdivision	WHISPERING WOODS
Legal Lot Number	5
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1012
Census Tract	217944

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	718 WHISPERING FOREST DR, BALLWIN, MO 63021-4479
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage US WIDE FINANCIAL LLC
Jul 16, 2025	Beneficiary Deed, Transfer
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage US WIDE FINANCIAL LLC
Apr 25, 2019	Deed of Trust, Mortgage US WIDE FIN'L
Jun 26, 2018	Warranty Deed, Transfer US WIDE FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2018 · Amount on Record
Deed Sale	Jun 26, 2018 · Amount on Record
Prior Sale	Dec 19, 2014 · Amount on Record
Deed Document Number	2018230
Deed Book / Page	23084 / 1132
Last Transfer Date	Jul 15, 2025
Transfer Doc	0000000293
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	718 WHISPERING FOREST DR, BALLWIN, MO 63021-4479
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 WHISPERING FOREST DR, BALLWIN, MO 63021-4479

Mortgage

Document Number	0248860606
Date	May 26, 2021
Book Page	24886/606
Instrument	2021052600693

Lender

Name	US WIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Mar 1, 2036

July 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 16, 2025
Property Address	718 WHISPERING FOREST DR, BALLWIN, MO 63021-4479
Document Number	2025071600293
Map Reference	MB 346 PG 408&409
Instrument Date	Jul 15, 2025
Instrument	2025071600293
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	718 WHISPERING FOREST DR, BALLWIN, MO 63021-4479

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	718 WHISPERING FOREST DR, BALLWIN, MO 63021-4479
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 WHISPERING FOREST DR, BALLWIN, MO 63021-4479

Mortgage

Document Number	0243603057
Date	Oct 5, 2020
Book Page	24360/3057
Instrument	2020100500565

Lender

Name	US WIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Jul 1, 2035

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	718 WHISPERING FOREST DR, BALLWIN, MO 63021-4479
Document Number	0235100917
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	718 WHISPERING FOREST DR BALLWIN MO 630214479, BALLWIN, MO 63021-4479

Mortgage

Document Number	0235100917
Date	May 3, 2019
Book Page	023510/000917
Instrument	122

Lender

Name	US WIDE FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 2, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 26, 2018
Property Address	718 WHISPERING FOREST DR, BALLWIN, MO 63021-4479
Document Number	0230841132
Book / Page	023084 / 001132
Instrument Date	Jun 22, 2018
Instrument	230
Transaction Type	Transfer
Record Updated	Jul 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	718 WHISPERING FOREST DR BALLWIN MO 630214479, BALLWIN, MO 63021-4479

Mortgage

Document Number	230841135
Date	Jun 26, 2018
Book Page	023084/001135
Instrument	231

Lender

Name	US WIDE FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,740 (-) Land $30,020 Building $60,720	$477,600 (-) Land $158,000 Building $319,600
2025	$6,212.00 (+7.42%)	$90,740 (+9.63%) Land $30,020 Building $60,720	$477,600 (+9.64%) Land $158,000 Building $319,600
2024	$5,783.00 (+0.09%)	$82,770 (-) Land $20,010 Building $62,760
2023	$5,778.00 (+13.09%)	$82,770 (+21.17%) Land $20,010 Building $62,760	$435,600 (+21.17%) Land $105,300 Building $330,300
2022	$5,109.00	$68,310 Land $20,010 Building $48,300
2021			$359,500 Land $105,300 Building $254,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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