705 Whispering Forest Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 705 Whispering Forest Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,473 sqft · built 1998
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Last Sale	$365,000 (Jun 2017)
Tax Bill	$6,065 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24S-21-1613`

Property Details

APN / Parcel Number

Primary APN	`24S-21-1613`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,473 sqft Living Area
Gross Area	2,918 sqft
1st Floor Area	1,179 sqft
Basement Area	18 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	60 ft deep x 60 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	102 sqft
Deck Area	132 sqft
Patio Area	100 sqft
Balcony Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	705 WHISPERING FOREST DR
City	BALLWIN
State	MO
Zip	63021-4481
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	WHISPERING WOODS LOT 40
Legal Subdivision	WHISPERING WOODS
Legal Lot Number	40
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1011
Census Tract	217944

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	705 WHISPERING FOREST DR, BALLWIN, MO 63021-4481
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 28, 2023	Intrafamily Transfer, Transfer
Jun 14, 2017	Warranty Deed, Transfer US TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2017 · Amount on Record
Deed Sale	Jun 14, 2017 · Amount on Record
Prior Sale	Sep 25, 2002 · Amount on Record
Deed Document Number	2017788
Deed Book / Page	22566 / 3718
Prior Transfer Date	Nov 29, 2000
Prior Transfer Doc	0000000633
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	705 WHISPERING FOREST DR, BALLWIN, MO 63021-4481
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 WHISPERING FOREST DR, BALLWIN, MO 63021-4481
Investor	Possibly a Property Investor

Mortgage

Document Number	2023080400445
Date	Aug 4, 2023
Instrument	2023080400445

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Mar 28, 2023
Property Address	705 WHISPERING FOREST DR, BALLWIN, MO 63021-4481
Document Number	2023032800422
Map Reference	MB 346 PG 408&409
Instrument Date	Mar 15, 2023
Instrument	2023032800422
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 WHISPERING FOREST DR, BALLWIN, MO 63021-4481
Investor	Possibly a Property Investor

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 14, 2017
Property Address	705 WHISPERING FOREST DR, BALLWIN, MO 63021-4481
Document Number	0225663718
Book / Page	022566 / 003718
Instrument Date	Jun 9, 2017
Instrument	788
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	US TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3515 NE ALAMEDA ST PORTLAND OR 972121807, PORTLAND, OR 97212-1807

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,580 (-) Land $27,800 Building $60,780	$466,200 (-) Land $146,300 Building $319,900
2025	$6,065.00 (+7.17%)	$88,580 (+9.39%) Land $27,800 Building $60,780	$466,200 (+9.39%) Land $146,300 Building $319,900
2024	$5,659.00 (+0.09%)
2023	$5,654.00 (+13.76%)	$80,980 (+21.87%) Land $18,530 Building $62,450	$426,200 (+21.88%) Land $97,500 Building $328,700
2022	$4,970.00	$66,450 Land $18,530 Building $47,920
2021			$349,700 Land $97,500 Building $252,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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