706 Whispering Forest Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 706 Whispering Forest Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,661 sqft · built 1998
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jul 2019)
Tax Bill	$4,593 (2025)
Deeds & Mortgages	Jul 2020 Sale Jul 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`24S-21-1190`

Property Details

APN / Parcel Number

Primary APN	`24S-21-1190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,661 sqft Living Area
Gross Area	2,272 sqft
1st Floor Area	1,647 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	75 ft deep x 60 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	284 sqft
Deck Area	576 sqft
Patio Area	576 sqft
Balcony Area	14 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	706 WHISPERING FOREST DR
City	BALLWIN
State	MO
Zip	63021-4479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	WHISPERING WOODS LOT 2
Legal Subdivision	WHISPERING WOODS
Legal Lot Number	2
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1012
Census Tract	217944

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	706 WHISPERING FOREST DR, BALLWIN, MO 63021-4479
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Beneficiary Deed, Transfer
Jul 2, 2019	Warranty Deed, Construction Loan · Construction Mortgage ROCKWOOD BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2019 · Amount on Record
Deed Sale	Jul 2, 2019 · Amount on Record
Prior Sale	Apr 13, 2016 · Amount on Record
Deed Document Number	201999
Deed Book / Page	23592 / 716
Last Transfer Date	Jul 22, 2020
Transfer Doc	0241070011
Record Updated	Oct 29, 2026

July 2020: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 29, 2020
Property Address	706 WHISPERING FOREST DR, BALLWIN, MO 63021-4479
Document Number	0241070011
Book / Page	24107 / 11
Map Reference	MB 346 PG 408&409
Instrument Date	Jul 22, 2020
Instrument	2020072900173
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	706 WHISPERING FOREST DR, 706, BALLWIN, MO 63021-4479

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 WHISPERING FOREST DR, BALLWIN, MO 63021-4479

July 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 2, 2019
Property Address	706 WHISPERING FOREST DR, BALLWIN, MO 63021-4479
Document Number	0235920716
Book / Page	023592 / 000716
Instrument Date	Jun 27, 2019
Instrument	99
Transaction Type	Construction Loan
Record Updated	Oct 4, 2019
Title Company	US TITLE-DES PERES

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 WHISPERING FOREST DR BALLWIN MO 630214479, BALLWIN, MO 63021-4479

Mortgage

Document Number	235920719
Date	Jul 2, 2019
Book Page	023592/000719
Instrument	100

Lender

Name	ROCKWOOD BK
Type	Bank
Address	FENTON, MO 63026

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 1, 2020

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,630 (-) Land $28,040 Building $46,590	$392,800 (-) Land $147,600 Building $245,200
2025	$4,593.00 (+0.07%)	$74,630 (+13.75%) Land $28,040 Building $46,590	$392,800 (+13.76%) Land $147,600 Building $245,200
2024	$4,590.00 (+0.09%)
2023	$4,586.00 (+8.78%)	$65,610 (+16.41%) Land $18,700 Building $46,910	$345,300 (+16.42%) Land $98,400 Building $246,900
2022	$4,216.00	$56,360 Land $18,700 Building $37,660
2021			$296,600 Land $98,400 Building $198,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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