Hillsdale County property record for 708 S Main St, Reading, MI 49274
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,448 sqft |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $66,400 (Jul 2014) |
| Tax Bill | $1,478 (2025) |
| Deeds & Mortgages | Nov 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-045-001-060 |
| Primary APN | 20-045-001-060 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,448 sqft Living Area |
| Gross Area | 1,973 sqft |
| 1st Floor Area | 1,973 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Ranch |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,473 sqft (0.47 acres) |
| Lot Dimensions | 170 ft deep x 120 ft wide |
| Garage Area | 936 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 708 S MAIN ST |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1LDRES |
| Legal Description | S 26 FT LOT 67 ALSO ALL LOT 68 ALSO N 28 FT LOT 69 ALSO STRIP OF LD ALG W SD ABV DESC LOTS BEING 38.5 FT WIDE E&W FULLER & PR |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 27 |
| Legal Subdivision | FULLER & PROUTY ADD |
| Legal Lot Number | 67,68 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 50400 |
708 S Main St is owned and occupied by two individuals who acquired it in November 2021.
Source: Hillsdale County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 708 S MAIN ST, MONTGOMERY, MI 49255-9792 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2014 · Amount on File |
| Deed Sale | Jul 31, 2014 · Amount on File |
| Prior Sale | Mar 20, 1991 · Amount on File |
| Deed Book / Page | 1568 / 653 |
| Last Transfer Date | Nov 17, 2021 |
| Transfer Doc | 1812/747 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Nov 17, 2021 |
| Property Address | 708 S MAIN ST, READING, MI 49274-9808 |
| Document Number | 1812/747 |
| Book / Page | 1812 / 747 |
| Instrument Date | Nov 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 708 S MAIN ST, MONTGOMERY, MI 49255-9792 |
The 2025 property tax bill for 708 S Main St was $1,478.
Source: Hillsdale County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| Municipality | Reading City |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,500 (-1.8%) | $151,475 (-1.78%) Land $10,212 Building $141,263 | |
| 2025 | $1,478.00 Homeowner's exemption | $77,900 | $154,216 Land $10,212 Building $144,004 |
| 2023 | $57,200 | $112,927 Land $9,034 Building $103,893 | |
| 2021 | $1,279.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 708 S Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Most Recent Claim | Feb 2001 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 708 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Lakeland Internet.
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