Hillsdale County property record for 614 S Main St, Reading, MI 49274
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,168 sqft |
| Lot Size | 0.615 acres (26,789 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $903 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-045-001-021 |
| Primary APN | 20-045-001-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,168 sqft Living Area |
| Gross Area | 1,584 sqft |
| 1st Floor Area | 1,584 sqft |
| Basement Area | 416 sqft |
| Unfinished Basement | 416 sqft |
| Exterior Material | Wood Siding |
|---|---|
| Lot Area | 26,789 sqft (0.615 acres) |
| Lot Dimensions | 202 ft deep x 132 ft wide |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 614 S MAIN ST |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1LDRES |
| Legal Description | COM IN C/L OF HWY AT SE COR LOT 63 TH W ALG S LN SD LOT 203.5 FT TH N 99 FT TH E 203.5 FT TO SD C/L TH S TO POB FULLER & PROU |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 27 |
| Legal Subdivision | FULLER & PROUTY ADD |
| Legal Lot Number | 63 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 50400 |
614 S Main St is owned and occupied by two individuals who acquired it in July 2025.
Source: Hillsdale County records, as of March 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 614 S MAIN ST, READING, MI 49274-9805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 1999 |
| Deed Sale | Jan 29, 1999 |
| Prior Sale | Aug 27, 1997 · Amount on File |
| Last Transfer Date | Jul 14, 2025 |
| Transfer Doc | 0000616247 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Apr 3, 2019 |
| Property Address | 614 S MAIN ST, READING, MI 49274-9805 |
| Document Number | 01718/0617 |
| Book / Page | 1718 / 0617 |
| Instrument Date | Mar 29, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | MIDSTATE TITLE AGENCY LLC, MIDSTATE TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 614 S MAIN ST, 614, READING, MI 49274-9805 |
| Name | Verified Name |
|---|---|
| Address | 614 S MAIN ST, READING, MI 49274-9805 |
| Document Number | 0001718618 |
|---|---|
| Date | Apr 3, 2019 |
| Instrument | 1718/618 |
| Name | HILLSDALE COUNTY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2034 |
The 2025 property tax bill for 614 S Main St was $903 with a homeowner's exemption.
Source: Hillsdale County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| Municipality | Reading City |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $903.00 Homeowner's exemption | $72,400 | $144,856 Land $10,972 Building $133,884 |
| 2023 | $51,600 | $103,184 Land $9,706 Building $93,478 | |
| 2021 | $1,285.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 614 S Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Most Recent Claim | Feb 2001 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 614 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Lakeland Internet.
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