622 S Main St, Reading, MI 49274 Property Records

Hillsdale County property record for 622 S Main St, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,814 sqft
Lot Size	0.257 acres (11,238 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Mar 2022)
Tax Bill	$1,672 (2021)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-045-001-023`

Property Details

APN / Parcel Number

Primary APN	`20-045-001-023`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,814 sqft Living Area
Gross Area	2,421 sqft
Basement Area	1,214 sqft

Exterior

Exterior Material	Wood Siding
Lot Area	11,238 sqft (0.257 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	622 S MAIN ST
City	READING
State	MI
Zip	49274-9805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 65 ALSO COM SW COR SD LOT TH W 38.5 FT TH N 66 FT TH E 38.5 FT TO NW COR SD LOT TH S 66 FT TO POB FULLER & PROUTY ADD SEC
Legal Subdivision	FULLER & PROUTY ADD
Legal Lot Number	65
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	4
Census Block	4003
Census Tract	50400

Owner

Source: Hillsdale County assessment roll, as of March 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	622 S MAIN ST, READING, MI 49274-9805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 7, 2022 · Amount on Record
Deed Sale	Mar 7, 2022 · Amount on Record
Deed Document Number	0018201049
Deed Book / Page	1820 / 1049
Record Updated	Jun 7, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Mar 7, 2022
Property Address	622 S MAIN ST, READING, MI 49274-9805
Document Number	01820/1049
Book / Page	1820 / 1049
Instrument Date	Mar 2, 2022
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15180 WRIGHT RD, 15180, GRAND LEDGE, MI 48837-9202

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	86 W WASHINGTON ST, COLDWATER, MI 49036-1961

Mortgage

Document Number	0018201052
Date	Mar 7, 2022
Instrument	1820/1052

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
Municipality	Reading City
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$63,200	$126,411 Land $8,251 Building $118,160
2021	$1,672.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Feb 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Mercury Broadband Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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