Hillsdale County property record for 701 S Main St, Reading, MI 49274
| Property Type | Commercial |
|---|---|
| Details | 3,000 sqft |
| Lot Size | 6.5 acres (283,140 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $20,000 (Dec 2016) |
| Tax Bill | $1,782 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-110-004-141-26-7-4 |
| Primary APN | 20-110-004-141-26-7-4 |
|---|
| Building Area | 3,000 sqft Building Perimeter |
|---|
| Lot Area | 283,140 sqft (6.5 acres) |
|---|
| Street Address | 701 S MAIN ST |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9809 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B1HWYBU |
| Legal Description | COM 367 FT N OF SW COR NW1/4 SEC 26 TH ELY TO WLY LN R/W RR TH NELY ALG RR R/W TO A PT WHERE SLY LN OF LOT 11 PROUTYS SOUTH A |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 26 |
| Legal Subdivision | SOUTH ADD |
| Legal Lot Number | 11,40 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 5 |
| Census Block | 5034 |
| Census Tract | 50400 |
Source: Hillsdale County records, as of March 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7720 BANKERS RD, READING, MI 49274-9645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2016 · Amount on Record |
| Deed Sale | Dec 14, 2016 · Amount on Record |
| Prior Sale | Nov 14, 2001 |
| Deed Book / Page | 1642 / 934 |
| Last Transfer Date | Jul 29, 2025 |
| Transfer Doc | 01900/1045 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 701 S MAIN ST, READING, MI 49274-9809 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01711/0076 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 1711/0076 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | HILLSDALE, MI 49242 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hillsdale County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| Municipality | Reading City |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,782.00 (-29.7%) Homeowner's exemption | $117,400 (+11.49%) | $234,784 (+11.51%) Land $42,387 Building $192,397 |
| 2023 | $105,300 | $210,541 Land $34,208 Building $176,333 | |
| 2021 | $2,535.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING serves 1,078 people · EPA ID MI0005620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Lakeland Internet.
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