Monroe County property record for 708 Ridge Rd, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,448 sqft Living Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Garage | 600 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4,763.00 (2024) |
| Primary APN | 08-20-301-011-101 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Building Area | 1,448 sqft Living Area |
| 1st Floor | 1,616 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Condo/Apartment Style |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 6,970 sqft (0.16 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 680 sqft Driveway |
| Garage Area | 600 sqft Garage |
| Deck Area | 168 sqft Deck |
| Patio Area | 336 sqft Patio |
| Porch Area | 210 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 708 RIDGE RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3161 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT A VILLA 5 LOT 11 EAST RIDGE 8 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 20 |
| Legal Subdivision | EAST RIDGE |
| Legal Lot Number | 11 |
| Legal Unit | A |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 26 |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-20-301-011-101
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 708 RIDGE RD, WATERLOO, IL 62298-3161 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 05, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE |
| Jun 19, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FEDERAL SAVINGS BANK |
| Sep 18, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 708 RIDGE RD, WATERLOO, IL 62298-3161 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000416050 |
|---|---|
| Date | Apr 05, 2021 |
| Instrument | 416050 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 708 RIDGE RD, WATERLOO, IL 62298-3161 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000408813 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 408813 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 708 RIDGE RD, WATERLOO, IL 62298-3161 |
| Document Number | 0000403907 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 708 RIDGE RD #A WATERLOO IL 622983161, A, WATERLOO, IL 62298-3161 |
| Document Number | 0000403907 |
|---|---|
| Date | Oct 01, 2019 |
| Instrument | 403907 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2049 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $92,070 (+15.17%) Land $15,980 Building $76,090 | $276,210 (+15.17%) Land $47,940 Building $228,270 | |
| 2024 | $4,763.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $79,940 Land $14,890 Building $65,050 | $239,820 Land $44,670 Building $195,150 |
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