700 Ridge Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 700 Ridge Rd, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Condominium
Bedrooms	2 Beds
Bathrooms	4 Baths
Year Built	Built 2002
Square Footage	1,501 sqft Living Area
Lot Size	6,534 sqft (0.15 acres)
Garage	958 sqft
Occupancy	Owner Occupied
Tax Bill	$5,487.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`08-20-301-009-101`
Alternative APN	`08-20-301-009-000`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Building Area	1,501 sqft Living Area
1st Floor	1,501 sqft 1st Floor
Basement Area	1,501 sqft Basement
Unfinished Basement	1,501 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment Style
Construction Type	Frame Construction
Lot Area	6,534 sqft (0.15 acres)
Driveway	Driveway Concrete
Driveway Area	196 sqft Driveway
Garage Area	958 sqft Garage

Exterior Amenities

Pool Type	1 Pool Type
Pool Area	220 sqft Pool
Deck Area	462 sqft Deck
Patio Area	630 sqft Patio
Porch Area	224 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	700 RIDGE RD
City	WATERLOO
State	IL
Zip	62298-3161
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT A VILLA 7 LOT 9 EAST RIDGE 8 AMENDED CONDO PLAT
Legal Range	09W
Legal Township	02S
Legal Section	20
Legal Subdivision	EAST RIDGE
Legal Lot Number	9
Legal Unit	A
Jurisdiction	MONROE IL
Minor Civil Division	26
Census Blockgroup	1
Census Block	1000
Census Tract	600401

Owner

Source: Monroe County records · APN 08-20-301-009-101

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	700 RIDGE RD, WATERLOO, IL 62298-3161
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	700 RIDGE RD, WATERLOO, IL 62298-3161
Document Number	0000387693
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	Mar 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 RIDGE RD WATERLOO IL 622983161, WATERLOO, IL 62298-3161

Mortgage

Document Number	0000387693
Date	Jan 04, 2017
Instrument	387693

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 03, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$103,710 (+13.21%) Land $15,900 Building $87,810	$311,130 (+13.21%) Land $47,700 Building $263,430
2024	$5,487.00
2022	Homeowner's exemption Additional exemption filed	$91,610 Land $14,850 Building $76,760	$274,830 Land $44,550 Building $230,280