Monroe County property record for 713 Ridge Rd, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,638 sqft Living Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $295,000 (2025) |
| Tax Bill | $4,627.00 (2024) |
| Primary APN | 08-20-301-003-101 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 1,638 sqft Living Area |
| 1st Floor | 1,638 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Condo/Apartment Style |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 6,970 sqft (0.16 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 700 sqft Driveway |
| Garage Area | 600 sqft Garage |
| Patio Area | 192 sqft Patio |
| Porch Area | 232 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 713 RIDGE RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3165 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT A 8TH ADDITION TO EAST RIDGE LOT 3 CONDOMINIUM |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 20 |
| Legal Subdivision | EAST RIDGE |
| Legal Lot Number | 3 |
| Legal Unit | A |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 26 |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-20-301-003-101
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 713 RIDGE RD, WATERLOO, IL 62298-3165 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF WATERLOO |
| Sep 08, 2025 | Deed, Transfer · Conventional Mortgage STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 08, 2025 · Amount on Record |
| Deed Sale | Sep 08, 2025 · Amount on Record |
| Deed Doc Number | 2025439171 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 20, 2026 |
| Property Address | 713 RIDGE RD, WATERLOO, IL 62298-3165 |
| Document Number | 0000442639 |
| Instrument Date | May 08, 2026 |
| Instrument | 2026442639 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 713 RIDGE RD, WATERLOO, IL 62298-3165 |
| Document Number | 0000442639, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 2026442639 |
| Name | FIRST NATIONAL BANK OF WATERLOO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.74% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Sep 08, 2025 |
| Property Address | 713 RIDGE RD, WATERLOO, IL 62298-3165 |
| Document Number | 0000439171 |
| Map Reference | DOC 290927 |
| Instrument Date | Sep 05, 2025 |
| Instrument | 439171 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $442.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 713 RIDGE RD, WATERLOO, IL 62298-3165 |
| Document Number | 0000439172 |
|---|---|
| Date | Sep 08, 2025 |
| Instrument | 439172 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 05, 2026 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.5% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $89,760 (+0.65%) Land $15,980 Building $73,780 | $269,280 (+0.65%) Land $47,940 Building $221,340 | |
| 2024 | $4,627.00 Homeowner's exemption Additional exemption filed | $89,177 (+13.4%) Land $15,757 Building $73,420 | $267,531 (+13.4%) Land $47,271 Building $220,260 |
| 2022 | Homeowner's exemption Additional exemption filed | $78,640 Land $14,890 Building $63,750 | $235,920 Land $44,670 Building $191,250 |
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