706 Ridge Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 706 Ridge Rd, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Condominium
Bedrooms	2 Beds
Bathrooms	4 Baths
Year Built	Built 2002
Square Footage	1,456 sqft Living Area
Lot Size	6,534 sqft (0.15 acres)
Occupancy	Owner Occupied
Last Sale	$250,000 (2024)
Tax Bill	$4,391.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`08-20-301-010-102`
Alternative APN	`08-20-301-010-000`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Building Area	1,456 sqft Living Area
1st Floor	1,456 sqft 1st Floor
Basement Area	1,456 sqft Basement
Unfinished Basement	1,456 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment Style
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Lot Area	6,534 sqft (0.15 acres)
Driveway	Driveway Concrete
Driveway Area	680 sqft Driveway
Garage Area	600 sqft Garage

Exterior Amenities

Deck Area	156 sqft Deck
Patio Area	324 sqft Patio
Porch	1 Porch
Porch Area	168 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	706 RIDGE RD
City	WATERLOO
State	IL
Zip	62298-3161
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT B VILLA 4 LOT 10 EAST RIDGE 8
Legal Range	09W
Legal Township	02S
Legal Section	20
Legal Subdivision	EAST RIDGE
Legal Lot Number	10
Legal Unit	B
Jurisdiction	MONROE IL
Minor Civil Division	26
Census Blockgroup	1
Census Block	1000
Census Tract	600401

Owner

Source: Monroe County records · APN 08-20-301-010-102

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6412 OLD ORCHARD LN, WATERLOO, IL 62298-2121
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 16, 2024 · Amount on Record
Deed Sale	Jul 16, 2024 · Amount on Record
Deed Doc Number	2024433867
Record Refreshed	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	706 RIDGE RD, WATERLOO, IL 62298-3161
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000440160
Date	Nov 19, 2025
Instrument	440160

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 01, 2045

Interest

Rate Type	Fixed Rate
Rate	6.13%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$85,600 (+0.49%) Land $15,900 Building $69,700	$256,800 (+0.49%) Land $47,700 Building $209,100
2024	$4,391.00	$85,185 (+13.98%) Land $15,683 Building $69,502	$255,555 (+13.98%) Land $47,049 Building $208,506
2022	Homeowner's exemption Additional exemption filed	$74,740 Land $14,850 Building $59,890	$224,220 Land $44,550 Building $179,670