Monroe County property record for 705 Ridge Rd, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2002 |
| Square Footage | 2,038 sqft Living Area |
| Lot Size | 13,504 sqft (0.31 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $295,000 (2017) |
| Tax Bill | $7,310.00 (2024) |
| Primary APN | 08-20-301-001-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 2,038 sqft Living Area |
| 1st Floor | 2,038 sqft 1st Floor |
| Basement Area | 2,038 sqft Basement |
| Unfinished Basement | 2,038 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 13,504 sqft (0.31 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 1,512 sqft Driveway |
| Garage Area | 744 sqft Garage |
| Deck Area | 169 sqft Deck |
| Patio Area | 247 sqft Patio |
| Porch Area | 406 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 705 RIDGE RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3165 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 1 EAST RIDGE 8 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 20 |
| Legal Subdivision | EAST RIDGE |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 26 |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-20-301-001-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 705 RIDGE RD, WATERLOO, IL 62298-3165 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG |
| Jun 02, 2017 | Warranty Deed, Transfer · Veterans Administration Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 02, 2017 · Amount on Record |
| Deed Sale | Jun 02, 2017 · Amount on Record |
| Deed Doc Number | 2017390149 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 705 RIDGE RD, WATERLOO, IL 62298-3165 |
| Document Number | 0000410625 |
| Instrument Date | Aug 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 705 RIDGE RD WATERLOO IL 622983165, WATERLOO, IL 62298-3165 |
| Document Number | 0000410625 |
|---|---|
| Date | Sep 01, 2020 |
| Instrument | 410625 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Aug 31, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 02, 2017 |
| Property Address | 705 RIDGE RD, WATERLOO, IL 62298-3165 |
| Document Number | 0000390149 |
| Instrument Date | Jun 01, 2017 |
| Instrument | 390149 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2017 |
| Title Company | COLUMBIA TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 705 RIDGE RD WATERLOO IL 622983165, WATERLOO, IL 62298-3165 |
| Document Number | 390150 |
|---|---|
| Date | Jun 02, 2017 |
| Instrument | 390150 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2047 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $132,000 (+27.81%) Land $17,010 Building $114,990 | $396,000 (+27.81%) Land $51,030 Building $344,970 | |
| 2024 | $7,310.00 | ||
| 2022 | Additional exemption filed | $103,280 Land $15,530 Building $87,750 | $309,840 Land $46,590 Building $263,250 |
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