708 Laja Loop, Laredo, TX 78045 Property Records

Webb County property record for 708 Laja Loop, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,701 sqft · built 2020
Lot Size0.231 acres (10,045 sqft)
OwnerCompany Name on Record
Last Sale$504,700 (Jan 2021)
Tax Bill$2,971 (2025)
Deeds & MortgagesJan 2021 Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN989-82001-020

Property Details

APN / Parcel Number

Primary APN989-82001-020
Alternative APN
  • 597579

Interior

Stories1 Story
Building Area2,701 sqft Living Area
Gross Area3,316 sqft
1st Floor Area2,701 sqft
Utility Area129 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area10,045 sqft (0.231 acres)
Garage TypeAttached
Garage Area615 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area396 sqft

Location & Zoning

Street Address708 LAJA LOOP
CityLAREDO
StateTX
Zip78045-6928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAN ISIDRO NORTHEAST LA CUESTA, BLOCK 1, LOT 2, PHASE 4
Legal SubdivisionSAN ISIDRO NORTHEAST LA CUESTA
Legal Phase4
Legal Block1
Legal Lot Number2
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2017
Census Tract1727

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address708 LAJA LOOP, LAREDO, TX 78045-6928
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2021Vendor's Lien, Transfer · Conventional Mortgage
GATEWAY FIRST BANK
Dec 4, 2020Vendor's Lien, Transfer · Conventional Mortgage
GATEWAY FIRST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2021 · Amount on Record
Deed SaleJan 4, 2021 · Amount on Record
Prior SaleDec 4, 2020 · Amount on Record
Deed Document Number20211414810
Deed Book / Page4932 / 243
Prior Transfer DateDec 3, 2020
Prior Transfer Doc004932/243
Record UpdatedOct 29, 2026

January 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateJan 4, 2021
Property Address708 LAJA LOOP, LAREDO, TX 78045-6928
Document Number004932/243
Book / Page4932 / 243
Map ReferenceVOL 35 PG 78-79
Instrument DateDec 3, 2020
Instrument1414810
Transaction TypeTransfer
Record UpdatedApr 17, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 LAJA LOOP, LAREDO, TX 78045-6928

Mortgage

Document Number0001414813
DateJan 4, 2021
Instrument1414813
Lender
NameGATEWAY FIRST BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.7%
Change FrequencyMonthly
Min Rate At Change3.7%
Max Rate At Change4.7%
IndexPrime Rate
Max Rate8.7%

December 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateDec 4, 2020
Property Address708 LAJA LOOP, LAREDO, TX 78045-6928
Document Number004914/404
Book / Page4914 / 404
Map ReferenceVOL 35 PG 78&79
Instrument DateDec 3, 2020
Instrument1412244
Transaction TypeTransfer
Record UpdatedApr 17, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 LAJA LOOP, LAREDO, TX 78045-6928

Mortgage

Document Number0001412247
DateDec 4, 2020
Instrument1412247
Lender
NameGATEWAY FIRST BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.7%
Type Change DateJan 1, 2022
Change FrequencyAnnually
Min Rate At Change3.7%
Max Rate At Change4.7%
IndexPrime Rate
Max Rate8.7%

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$585,587 (-0.27%) Land $150,273 Building $435,314$585,587 (-0.27%) Land $150,273 Building $435,314
2025$2,971.00 (+4.28%) Homeowner's exemption$587,175 (+13.7%) Land $150,273 Building $436,902$587,175 (+13.7%) Land $150,273 Building $436,902
2024$2,849.00 (-5.97%)
2023$516,427 Land $130,183 Building $386,244$516,427 Land $130,183 Building $386,244
2022$3,030.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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