706 Duncan Rd, Caledonia, MS 39740 Property Records

Lowndes County property record for 706 Duncan Rd, Caledonia, MS 39740 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,907 sqft · built 2023
Lot Size	6.5 acres (283,140 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (Jul 2020)
Tax Bill	$2,430 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09W000005407`

Property Details

APN / Parcel Number

Primary APN	`09W000005407`
Alternative APNs	`027922` `27922`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,907 sqft Adjusted Area
1st Floor Area	1,248 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	283,140 sqft (6.5 acres)
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	027922
Street Address	706 DUNCAN RD
City	CALEDONIA
State	MS
Zip	39740-9678
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW4 SW4 706 DUNCAN RD 3A
Legal Range	17W
Legal Township	16S
Legal Section	12
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	3
Census Block	3016
Census Tract	103

Owner

Source: Lowndes County records · APN 09W000005407

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	706 DUNCAN RD, CALEDONIA, MS 39740-9678
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage JTS & CO
Jul 22, 2022	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Jul 24, 2020	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH
Dec 27, 2018	Warranty Deed, Transfer BANK OF VERNON

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Prior Sale	Dec 27, 2018
Deed Document Number	0020204988
Deed Book / Page	2020 / 4988
Record Updated	Jun 08, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	706 DUNCAN RD, CALEDONIA, MS 39740-9678
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202323907
Date	Nov 21, 2023
Book Page	2023/23907

Lender

Name	JTS & CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	706 DUNCAN RD, CALEDONIA, MS 39740-9678
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202218821
Date	Jul 22, 2022
Book Page	2022/18821

Lender

Name	BANCORPSOUTH BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	25 Months
Due	Aug 01, 2024

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	706 DUNCAN RD, CALEDONIA, MS 39740-9678
Document Number	0010107581
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 07, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	704 ASPEN RD STARKVILLE MS 397593567, STARKVILLE, MS 39759-3567

Mortgage

Document Number	0010107581
Date	Jul 27, 2020
Book Page	001010/017581

Lender

Name	BANCORPSOUTH
Type	Bank
Address	COLUMBUS, MS 39705

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 26, 2035

Interest

Rate Type	Adjustable Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Dec 27, 2018
Property Address	706 DUNCAN RD, CALEDONIA, MS 39740-9678
Document Number	0020189203
Book / Page	002018 / 009203
Instrument Date	Dec 14, 2018
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	641 DURCAN RD CALEDONIA MS 39740, CALEDONIA, MS 39740

Mortgage

Document Number	20187041
Date	Dec 27, 2018
Book Page	002018/027041

Lender

Name	BANK OF VERNON
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 26, 2033

Tax Assessment & Valuation

Source: Lowndes County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,430.00 (+0.91%) Homeowner's exemption	$27,912 (+661.37%)	$279,120 (+1,042.06%) Land $24,440 Building $254,680
2024	$2,408.00 (+580.23%)
2023	$354.00	$3,666	$24,440 Land $24,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lowndes County (28087C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 20% of Mississippi
Wildfire Likelihood	About 1 in 2,273 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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