706 Adams St, Elgin, IL 60123 Property Records

Kane County property record for 706 Adams St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,292 sqft · built 1969
Lot Size0.258 acres (11,255 sqft)
Owner2 Individual Names on Record
Tax Bill$5,992 (2025)
Flood ZoneZone X (minimal risk)
APN06-23-182-026

Property Details

APN / Parcel Number

Primary APN06-23-182-026

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,292 sqft Living Area
Gross Area2,584 sqft
1st Floor Area1,292 sqft
Basement Area1,292 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Construction TypeFrame
Lot Area11,255 sqft (0.258 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Location & Zoning

Street Address706 ADAMS ST
CityELGIN
StateIL
Zip60123-7450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW H WILCOXS 3RD ADDN EAST 1/2 SOUTH 1/2 LOT 3 BLOCK 3
Legal SubdivisionW H WILCOXS 3RD ADDN
Legal Block3
Legal Lot Number3
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4009
Census Tract851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address706 ADAMS ST, ELGIN, IL 60123-7450
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,992.00 (+13.79%) Homeowner's exemption Senior Citizen's exemption$94,547 (+8.57%) Land $20,722 Building $73,825$283,755 (+8.57%) Land $62,191 Building $221,564
2024$87,084 (+21.39%) Land $19,086 Building $67,998$261,357 (+21.44%) Land $57,281 Building $204,076
2022$5,266.00 (+5.28%) Homeowner's exemption$71,737 (+6.96%) Land $15,723 Building $56,014$215,211 (+6.96%) Land $47,169 Building $168,042
2021$5,002.00 Homeowner's exemption$67,069 Land $14,700 Building $52,369$201,207 Land $44,100 Building $157,107

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: T-Mobile.

Nearby Properties on Adams St

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