619 Adams St, Elgin, IL 60123 Property Records

Kane County property record for 619 Adams St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 796 sqft · built 1948
Lot Size	0.16 acres (6,985 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Dec 2019)
Tax Bill	$4,107 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Mar 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-23-185-003`

Property Details

APN / Parcel Number

Primary APN	`06-23-185-003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	796 sqft Living Area
Gross Area	1,592 sqft
1st Floor Area	796 sqft
Basement Area	796 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,985 sqft (0.16 acres)
Lot Dimensions	127 ft deep x 55 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	619 ADAMS ST
City	ELGIN
State	IL
Zip	60123-7431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARTHUR R LEVINES 3RD ADDN LOT 4
Legal Subdivision	ARTHUR R LEVINES 3RD ADDN
Legal Block	4
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4017
Census Tract	851600

Owner

619 Adams St is owned and occupied by an individual who bought it in December 2019.

Source: Kane County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	619 ADAMS ST, ELGIN, IL 60123-7431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2019	Warranty Deed, Transfer · Conventional Mortgage KANE COUNTY TEACHERS CU
Mar 23, 2018	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2019 · Amount on File
Deed Sale	Dec 30, 2019 · Amount on File
Prior Sale	Jul 17, 2012 · Amount on File
Deed Document Number	201962933
Prior Transfer Date	Jun 4, 2002
Prior Transfer Doc	0000044726
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 30, 2019
Property Address	619 ADAMS ST, ELGIN, IL 60123-7431
Document Number	0000062933
Instrument Date	Dec 13, 2019
Instrument	2019K062933
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1403 BETTY ST, 1403, SAN ANTONIO, TX 78224-2303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	619 ADAMS ST, ELGIN, IL 60123-7431

Mortgage

Document Number	0000062934
Date	Dec 30, 2019
Instrument	2019K062934

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	619 ADAMS ST, ELGIN, IL 60123-7431
Document Number	0000017879
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018
Title Company	SERVICELINK LOAN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	619 ADAMS ST ELGIN IL 601237431, ELGIN, IL 60123-7431

Mortgage

Document Number	0000017879
Date	Apr 19, 2018
Instrument	17879

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2048

Interest

Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 619 Adams St was $4,107 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,107.00 Homeowner's exemption	$61,836 (+8.57%) Land $15,540 Building $46,296	$185,582 (+8.57%) Land $46,639 Building $138,944
2024		$56,955 Land $14,313 Building $42,642	$170,933 Land $42,956 Building $127,977
2022	$3,548.00 (+5.03%) Homeowner's exemption	$46,918 (+6.96%) Land $11,791 Building $35,127	$140,754 (+6.96%) Land $35,373 Building $105,381
2021	$3,378.00 Homeowner's exemption	$43,865 Land $11,024 Building $32,841	$131,595 Land $33,072 Building $98,523

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 619 Adams St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 619 Adams St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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