Kane County property record for 709 Adams St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,131 sqft · built 1957 |
| Lot Size | 0.28 acres (12,209 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,289 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-184-016 |
| Primary APN | 06-23-184-016 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,131 sqft Living Area |
| Gross Area | 2,262 sqft |
| 1st Floor Area | 1,131 sqft |
| Basement Area | 1,131 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Construction Type | Frame |
| Lot Area | 12,209 sqft (0.28 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 709 ADAMS ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W H WILCOXS 3RD ADDN WEST 1/2 EXCEPT PART DESC IN DOC 769862 BOOK 1723/235 LOT 2 BLOCK 4 |
| Legal Subdivision | W H WILCOXS 3RD ADDN |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 851600 |
Source: Kane County assessment roll, as of July 23, 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 709 ADAMS ST, ELGIN, IL 60123-7449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,289.00 (+13.5%) Homeowner's exemption Senior Citizen's exemption | $85,338 (+8.57%) Land $22,447 Building $62,891 | $256,116 (+8.57%) Land $67,368 Building $188,748 |
| 2024 | $78,602 (+21.39%) Land $20,675 Building $57,927 | $235,900 (+21.44%) Land $62,050 Building $173,851 | |
| 2022 | $4,660.00 (+5.45%) Homeowner's exemption | $64,750 (+6.96%) Land $17,031 Building $47,719 | $194,250 (+6.96%) Land $51,093 Building $143,157 |
| 2021 | $4,419.00 Homeowner's exemption | $60,537 Land $15,923 Building $44,614 | $181,611 Land $47,769 Building $133,842 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: T-Mobile USA.
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