623 Adams St, Elgin, IL 60123 Property Records

Kane County property record for 623 Adams St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 802 sqft · built 1952
Lot Size	0.158 acres (6,892 sqft)
Owner	Individual Name on Record
Last Sale	$23,000 (Feb 2017)
Tax Bill	$3,756 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-185-002`

Property Details

APN / Parcel Number

Primary APN	`06-23-185-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	802 sqft Living Area
1st Floor Area	802 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,892 sqft (0.158 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	623 ADAMS ST
City	ELGIN
State	IL
Zip	60123-7431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARTHUR R LEVINES 3RD SUB LOT 5
Legal Subdivision	ARTHUR R LEVINES 3RD SUB
Legal Block	4
Legal Lot Number	5
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4017
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	623 ADAMS ST, ELGIN, IL 60123-7431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC
Feb 17, 2017	Quit Claim Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2017 · Amount on Record
Deed Sale	Feb 17, 2017 · Amount on Record
Prior Sale	Jul 12, 2010 · Amount on Record
Deed Document Number	20179271
Prior Transfer Date	Feb 10, 2017
Prior Transfer Doc	0000009271
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	623 ADAMS ST, ELGIN, IL 60123-7431
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PARTNERS LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066650
Date	Aug 31, 2021
Instrument	2021K066650

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Feb 17, 2017
Property Address	623 ADAMS ST, ELGIN, IL 60123-7431
Document Number	0000009271
Instrument Date	Feb 10, 2017
Instrument	2017K009271
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 E STATE ST, SOUTH ELGIN, IL 60177-2054

Mortgage

Document Number	0000009272
Date	Feb 17, 2017
Instrument	2017K009272

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Mortgage

Document Number	0000009273
Date	Feb 17, 2017
Instrument	2017K009273

Lender

Name	THE UNITED STATES OF AMERICA
Type	Non-Lending Institution
Address	00000

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,756.00 (+15.75%) Homeowner's exemption	$57,233 (+8.57%) Land $15,540 Building $41,693	$171,768 (+8.57%) Land $46,639 Building $125,129
2024		$52,715 (+21.39%) Land $14,313 Building $38,402	$158,208 (+21.44%) Land $42,956 Building $115,252
2022	$3,245.00 (+5.15%) Homeowner's exemption	$43,425 (+6.96%) Land $11,791 Building $31,634	$130,275 (+6.96%) Land $35,373 Building $94,902
2021	$3,086.00 Homeowner's exemption	$40,600 Land $11,024 Building $29,576	$121,800 Land $33,072 Building $88,728

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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