616 Adams St, Elgin, IL 60123 Property Records

Kane County property record for 616 Adams St, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1974
Square Footage	1,796 sqft Living Area
Lot Size	8,089 sqft (0.186 acres)
Occupancy	Owner Occupied
Last Sale	$240,000 (2022)
Tax Bill	$8,190.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-23-183-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,796 sqft Living Area
Gross Area	3,592 sqft Gross Area
1st Floor	1,796 sqft 1st Floor
Basement Area	1,796 sqft Basement
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Frame Construction
Lot Area	8,089 sqft (0.186 acres)
Depth X Width	120 ft x 64 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	HVAC Cooling

Location & Zoning

Street Address	616 ADAMS ST
City	ELGIN
State	IL
Zip	60123-7432
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	W H WILCOXS 3RD ADDN PART LOTS 4 & 5 BLOCK 6 DESC IN BOOK 3045/560 (EXCEPT DOC 1556022)
Legal Subdivision	W H WILCOXS 3RD ADDN
Legal Block	6
Legal Lot Number	4,5
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	4
Census Block	4010
Census Tract	851600

Owner

Source: Kane County records · APN 06-23-183-016

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	616 ADAMS ST, ELGIN, IL 60123-7432
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 11, 2022 · Amount on Record
Deed Sale	Aug 11, 2022 · Amount on Record
Prior Sale	Oct 13, 1999 · Amount on Record
Deed Doc Number	202240764
Prior Transfer Date	Apr 04, 2002
Prior Transfer Doc	0000057326
Record Refreshed	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 11, 2022
Property Address	616 ADAMS ST, ELGIN, IL 60123-7432
Document Number	0000040764
Instrument Date	May 25, 2022
Instrument	2022K040764
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded Values by County
Additional	Lis Pendens Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 ADAMS ST, ELGIN, IL 60123-7432

Mortgage

Document Number	0000040765
Date	Aug 11, 2022
Instrument	2022K040765

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,190.00 (+7.92%) Homeowner's exemption
2024		$106,250 (+21.4%) Land $17,723 Building $88,527	$318,878 (+21.44%) Land $53,190 Building $265,687
2022	$7,589.00 (+3.96%)	$87,524 (+6.96%) Land $14,599 Building $72,925	$262,572 (+6.96%) Land $43,797 Building $218,775
2021	$7,300.00	$81,829 Land $13,649 Building $68,180	$245,487 Land $40,947 Building $204,540