70535 Trout, Union, MI 49130 Property Records

Cass County property record for 70535 Trout, Union, MI 49130

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,080 sqft
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$274,000 (Jan 2024)
Tax Bill	$1,765 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`14-120-217-005-10`

Property Details

APN / Parcel Number

Primary APN	`14-120-217-005-10`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	2,080 sqft Building Perimeter
1st Floor Area	1,040 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	60,984 sqft (1.4 acres)
Garage Area	400 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	70535 TROUT
City	UNION
State	MI
Zip	49130-9785
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	305A COM AT W 1/4 COR, TH S 89 DEG 52'28E 235 FT, S 260 FT, N 89 DEG 52'28W 235 FT, N 260 FT TO BEG. SEC 17 1.4 A.
Legal Lot Number	11-12
Jurisdiction	CASS MI
Township / Civil Division	PORTER
Census Block Group	3
Census Block	3028
Census Tract	1000

Owner

Source: Cass County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	70535 TROUT, UNION, MI 49130-9785
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CIRCLE FCU
Jan 19, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 18, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CIRCLE FCU
Apr 17, 2018	Deed, Transfer · Conventional Mortgage GREATER NILES COMM FCU
Feb 16, 2018	Warranty Deed, Foreclosure
Apr 23, 2007	Warranty Deed, Transfer · Balloon Mortgage FIRST FRANKLIN FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2024 · Amount on Record
Deed Sale	Jan 19, 2024 · Amount on Record
Prior Sale	Apr 17, 2018 · Amount on Record
Deed Document Number	2024209153
Deed Book / Page	1241 / 2015
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Recording Date	Jul 6, 2026
Property Address	70535 TROUT, UNION, MI 49130-9785
Document Number	0000033215
Book / Page	1278 / 2454
Instrument Date	Jun 30, 2026
Instrument	202633215
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70535 TROUT, UNION, MI 49130-9785

Mortgage

Document Number	0000033215,
Date	Jul 6, 2026
Book Page	1278/2454
Instrument	202633215

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	70535 TROUT, UNION, MI 49130-9785
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	NEAR NORTH TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01181/2538
Date	Oct 8, 2020
Book Page	1181/2538

Lender

Name	CIRCLE FCU
Type	Credit Union
Address	NILES, MI 49120

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Jan 19, 2024
Property Address	70535 TROUT, UNION, MI 49130-9785
Document Number	01241/2015
Book / Page	1241 / 2015
Instrument Date	Jan 19, 2024
Transaction Type	Transfer
Record Updated	Feb 8, 2024
Title Company	PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABSTRACT & TTL OFFIC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,055.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	70535 TROUT, UNION, MI 49130-9785

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1229 W SAND CANYON DR, CASA GRANDE, AZ 85122-6645

Mortgage

Document Number	0012412017
Date	Jan 19, 2024
Instrument	1241-2017

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Oct 18, 2022
Property Address	70535 TROUT, UNION, MI 49130-9785
Document Number	01224/1793
Book / Page	1224 / 1793
Instrument Date	Oct 7, 2022
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	70535 TROUT, 70535, UNION, MI 49130-9785

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70535 TROUT, UNION, MI 49130-9785

Mortgage

Document Number	0012241795
Date	Oct 18, 2022
Instrument	1224-1795

Lender

Name	CIRCLE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CASS MI
Recording Date	Apr 17, 2018
Property Address	70535 TROUT, UNION, MI 49130-9785
Document Number	01138/1083
Book / Page	1138 / 1083
Instrument Date	Apr 9, 2018
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	451 7TH, 451, WASHINGTON, DC 20410-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15450 US HIGHWAY 12, UNION, MI 49130-9743

Mortgage

Document Number	0011381085
Date	Apr 17, 2018
Instrument	1138/1085

Lender

Name	GREATER NILES COMM FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2033

February 2018: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Feb 16, 2018
Property Address	70535 TROUT, UNION, MI 49130-9785
Document Number	01135/1816
Book / Page	1135 / 1816
Instrument Date	Jan 11, 2018
Transaction Type	Foreclosure
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4801 FREDERICA ST, 4801, OWENSBORO, KY 42301-7441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST # ID, ID, OKLAHOMA CITY, OK 73107-2442
Investor	Possibly a Property Investor

April 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Apr 23, 2007
Property Address	70535 TROUT, UNION, MI 49130-9785
Document Number	00957/1288
Book / Page	0957 / 1288
Instrument Date	Apr 4, 2007
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount Recorded
Tax	$378.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	70411 HILLTOP DR, UNION, MI 49130-8702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70535 TROUT, UNION, MI 49130-9785
Investor	Possibly a Property Investor

Mortgage

Document Number	0009571290
Date	Apr 23, 2007
Instrument	0957/1290

Lender

Name	FIRST FRANKLIN FINANCIAL CORP
Type	Subprime Lender

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2037
Prepayment Penalty	36 Months

Interest

Rate Type	Adjustable Rate
Rate	9.1%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	9.1%
Max Rate At Change	12.1%
Index	6-Month LIBOR
Max Rate	15.1%

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Porter Township
Unified School District	White Pigeon Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,500 (+5.6%)	$351,000 (+5.6%)
2025	$1,765.00 (-20.57%) Homeowner's exemption	$166,200 (+39.31%) Land $166,200	$332,400 (+39.31%) Land $332,400
2023		$119,300	$238,600
2022	$2,222.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Trout

Nearby Streets

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