705 N Jefferson St, Harvard, IL 60033 Property Records

McHenry County property record for 705 N Jefferson St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual on Record
Last Sale	$173,900 (May 2020)
Deeds & Mortgages	Sep 2021 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-35-282-010`

Property Details

APN / Parcel Number

Primary APN	`01-35-282-010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories

Exterior

Architectural Style	Victorian
Exterior Material	Stucco
Lot Area	8,712 sqft
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	705 N JEFFERSON ST
City	HARVARD
State	IL
Zip	60033-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0016806 LT 3 BLK 7 & W1/2 VAC ALLEY VACATED PER DOCS 1987R00005809 & 1986R0938985 LYING E OF & ADJ E G AYERS ADDN
Legal Range	05E
Legal Township	46N
Legal Section	35
Legal Subdivision	LYING E OF ADJ E G AYERS ADD
Legal Block	7
Legal Lot Number	3
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	2
Census Block	2035
Census Tract	870302

Owner

Source: McHenry County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	705 N JEFFERSON ST, HARVARD, IL 60033-2233
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 13, 2020	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2020 · Amount on Record
Deed Sale	May 13, 2020 · Amount on Record
Prior Sale	Apr 21, 2014 · Amount on Record
Deed Document Number	2020R0016806
Record Updated	Jun 7, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	705 N JEFFERSON ST, HARVARD, IL 60033-2233
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048051
Date	Sep 1, 2021
Instrument	2021R0048051

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	May 13, 2020
Property Address	705 N JEFFERSON ST, HARVARD, IL 60033-2233
Document Number	0000016806
Instrument Date	May 11, 2020
Instrument	16806
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$261.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23816 RITA DR HARVARD IL 600339140, HARVARD, IL 60033-9140

Mortgage

Document Number	16807
Date	May 13, 2020
Instrument	16807

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$53,627 Land $11,670 Building $41,957	$160,881 Land $35,010 Building $125,871

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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