605 N Jefferson St, Harvard, IL 60033 Property Records

McHenry County property record for 605 N Jefferson St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.218 acres (9,501 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Oct 2025)
Tax Bill	$5,331 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-35-286-003`

Property Details

APN / Parcel Number

Primary APN	`01-35-286-003`

Exterior

Lot Area	9,501 sqft

Location & Zoning

Street Address	605 N JEFFERSON ST
City	HARVARD
State	IL
Zip	60033-2450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 1998R0041335 LT 3 BLK 10 & W1/2 VAC ALLEY VACATED PER DOC 1991R0043172 LYING E OF & ADJ E G AYERS ADDN MEMO: MERCADO,
Legal Range	05E
Legal Township	46N
Legal Section	35
Legal Subdivision	LYING E OF ADJ E G AYERS ADD
Legal Block	10
Legal Lot Number	3
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	2
Census Block	2042
Census Tract	870302

Owner

Source: McHenry County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	605 N JEFFERSON ST, HARVARD, IL 60033-2450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2025 · Amount on Record
Deed Sale	Oct 29, 2025 · Amount on Record
Prior Sale	Jun 30, 1998 · Amount on Record
Deed Document Number	2025R0030184
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 29, 2025
Property Address	605 N JEFFERSON ST, HARVARD, IL 60033-2450
Document Number	0000030184
Map Reference	MB 53 PG 11
Instrument Date	Aug 22, 2025
Instrument	2025R0030184
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 N JEFFERSON ST, HARVARD, IL 60033-2450

Mortgage

Document Number	0000030185
Date	Oct 29, 2025
Instrument	2025R0030185

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.37%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,331.00	$59,469 (+27.15%) Land $12,909 Building $46,560	$178,407 (+27.15%) Land $38,727 Building $139,680
2022		$46,770 Land $11,670 Building $35,100	$140,310 Land $35,010 Building $105,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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