707 N Jefferson St, Harvard, IL 60033 Property Records

McHenry County property record for 707 N Jefferson St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.217 acres (9,467 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Aug 2022)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-35-282-009`

Property Details

APN / Parcel Number

Primary APN	`01-35-282-009`

Exterior

Lot Area	9,467 sqft

Location & Zoning

Street Address	707 N JEFFERSON ST
City	HARVARD
State	IL
Zip	60033-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0026975 LT 2 BLK 7 & W1/2 VAC ALLEY VACATED PER DOCS 1987R0005809 &1986R0938985 LYING E OF & ADJ E G AYERS ADDN
Legal Range	05E
Legal Township	46N
Legal Section	35
Legal Subdivision	LYING E OF ADJ E G AYERS ADD
Legal Block	7
Legal Lot Number	2
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	2
Census Block	2035
Census Tract	870302

Owner

Source: McHenry County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	707 N JEFFERSON ST, HARVARD, IL 60033-2233
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Warranty Deed, Transfer · FHA Mortgage HOME STATE BANK NA
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 26, 2019	Deed, Transfer · Conventional Mortgage PINNACLE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 1, 2022 · Amount on Record
Deed Sale	Aug 1, 2022 · Amount on Record
Prior Sale	Nov 26, 2019 · Amount on Record
Deed Document Number	2022R0026975
Record Updated	Jun 7, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 1, 2022
Property Address	707 N JEFFERSON ST, HARVARD, IL 60033-2233
Document Number	0000026975
Map Reference	MB 53 PG 11
Instrument Date	Jul 12, 2022
Instrument	2022R0026975
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	STOCK TITLE SERVICES LLC, STARCK TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	707 N JEFFERSON ST, 707, HARVARD, IL 60033-2233

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 DORAL DR, MARENGO, IL 60152-3365

Mortgage

Document Number	0000026976
Date	Aug 1, 2022
Instrument	2022R0026976

Lender

Name	HOME STATE BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.75%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	707 N JEFFERSON ST, HARVARD, IL 60033-2233
Transaction Type	Mortgage
Record Updated	Apr 9, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017255
Date	Mar 30, 2021
Instrument	2021R0017255

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	48431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.59%

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 26, 2019
Property Address	707 N JEFFERSON ST, HARVARD, IL 60033-2233
Document Number	0000040716
Map Reference	MB 53 PG 11
Instrument Date	Nov 8, 2019
Instrument	2019R0040716
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$232.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	325 RIDGELAND AVE, WOODSTOCK, IL 60098-3856

Mortgage

Document Number	0000040717
Date	Nov 26, 2019
Instrument	2019R0040717

Lender

Name	PINNACLE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$55,469 Land $11,670 Building $43,799	$166,407 Land $35,010 Building $131,397

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Air Wireless Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile USA, Verizon.

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