706 N Jefferson St, Harvard, IL 60033 Property Records

McHenry County property record for 706 N Jefferson St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Details	5 bd · built 2003
Lot Size	0.4 acres (17,407 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Dec 2005)
Tax Bill	$6,035 (2024)
Deeds & Mortgages	Jul 2023 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-35-281-004`

Property Details

APN / Parcel Number

Primary APN	`01-35-281-004`

Interior

Bedrooms	5 Beds
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Victorian
Lot Area	17,407 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	706 N JEFFERSON ST
City	HARVARD
State	IL
Zip	60033-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2005R0102138 LTS 1 & 4 BLK 6 & E1/2 VAC ALLEY VACATED PER DOC 1991R0043172 LYING W OF & ADJ E G AYERS ADDN
Legal Subdivision	E G AYERS ADDN
Legal Block	6
Legal Lot Number	1,4
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	2
Census Block	2034
Census Tract	870302

Owner

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	706 N JEFFERSON ST, HARVARD, IL 60033-2234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME STATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2005 · Amount on Record
Deed Sale	Dec 2, 2005 · Amount on Record
Prior Sale	Mar 9, 1994
Deed Document Number	2005102138
Prior Transfer Date	Aug 31, 2005
Prior Transfer Doc	0000073512
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	706 N JEFFERSON ST, HARVARD, IL 60033-2234
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017447
Date	Jul 19, 2023
Instrument	2023R0017447

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	4.25%
Max Rate	18%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	706 N JEFFERSON ST, HARVARD, IL 60033-2234
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053354
Date	Dec 8, 2020
Instrument	2020R0053354

Lender

Name	HOME STATE BANK NA
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.49%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,035.00	$75,323 (+20.18%) Land $18,016 Building $57,307	$225,969 (+20.18%) Land $54,048 Building $171,921
2022	Homeowner's exemption	$62,673 Land $16,286 Building $46,387	$188,019 Land $48,858 Building $139,161

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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