703 N Jefferson St, Harvard, IL 60033 Property Records

McHenry County property record for 703 N Jefferson St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.15 acres (6,528 sqft)
Owner	2 Individual Names on File
Last Sale	$47,000 (Sep 2019)
Tax Bill	$3,891 (2024)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-35-282-011`

Property Details

APN / Parcel Number

Primary APN	`01-35-282-011`

Exterior

Lot Area	6,528 sqft (0.15 acres)

Location & Zoning

Street Address	703 N JEFFERSON ST
City	HARVARD
State	IL
Zip	60033-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0029847 N 491/2 FT LT 6 BLK 7 & W1/2 VAC ALLEY VACATED PER DOCS 1987R0005809 & 1986R0938985 LYING E OF & ADJ E G AYERS ADDN MEMO: JOOSTEN, PHILIP J/NYKAZA, SHERRY L
Legal Subdivision	E G AYERS ADDN
Legal Block	7
Legal Lot Number	6
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	2
Census Block	2035
Census Tract	870302

Owner

Source: McHenry County assessment roll, as of June 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	703 N JEFFERSON ST, HARVARD, IL 60033-2233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Apr 9, 2024	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Aug 10, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Sep 12, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 12, 2019 · Amount on Record
Deed Sale	Sep 12, 2019 · Amount on Record
Deed Document Number	201929847
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Jun 26, 2026
Property Address	703 N JEFFERSON ST, HARVARD, IL 60033-2233
Document Number	0000018178
Instrument Date	Jun 18, 2026
Instrument	202618178
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	703 N JEFFERSON ST, HARVARD, IL 60033-2233

Mortgage

Document Number	0000018178,
Date	Jun 26, 2026
Instrument	202618178

Lender

Name	FIRST NATIONAL BANK OF OMAHA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	703 N JEFFERSON ST, HARVARD, IL 60033-2233
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008311
Date	Apr 9, 2024
Instrument	2024R0008311

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Max Rate	18%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	703 N JEFFERSON ST, HARVARD, IL 60033-2233
Document Number	0000029848
Instrument Date	Aug 10, 2019
Transaction Type	Mortgage
Record Updated	Sep 23, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 N JEFFERSON ST HARVARD IL 600332233, HARVARD, IL 60033-2233

Mortgage

Document Number	0000029848
Date	Sep 12, 2019
Instrument	29848

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 11, 2034

Interest

Rate Type	Fixed Rate
Rate	3.37%

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 12, 2019
Property Address	703 N JEFFERSON ST, HARVARD, IL 60033-2233
Document Number	0000029847
Instrument Date	Jul 12, 2019
Instrument	29847
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$70.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	703 N JEFFERSON ST HARVARD IL 600332233, HARVARD, IL 60033-2233

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,891.00	$51,409 (+28.15%) Land $9,064 Building $42,345	$154,227 (+28.15%) Land $27,192 Building $127,035
2022	Homeowner's exemption	$40,117 Land $8,194 Building $31,923	$120,351 Land $24,582 Building $95,769

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Air Wireless Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile USA, Verizon.

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