70401 Winding River Dr, Yulee, FL 32097 Property Records

Nassau County property record for 70401 Winding River Dr, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,155 sqft · built 2022
Lot Size	0.176 acres (7,678 sqft)
Owner	Individual Name on File
Last Sale	$404,990 (Aug 2022)
Tax Bill	$7,403 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-2N-26-1832-0015-0000`

Property Details

APN / Parcel Number

Primary APN	`13-2N-26-1832-0015-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,155 sqft Heated Area
Gross Area	2,914 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,678 sqft (0.176 acres)
Porch	Open Porch
Porch Area	199 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	70401 WINDING RIVER DR
City	YULEE
State	FL
Zip	32097-0123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 15 RIVER GLEN PH 4A OR 2466/344
Legal Subdivision	RIVER GLEN PH 4A
Legal Phase	4A
Legal Lot Number	15
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	2
Census Block	2024
Census Tract	50307

Owner

70401 Winding River Dr is owned and occupied by an individual who bought it in August 2022.

Source: Nassau County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	70401 WINDING RIVER DR, YULEE, FL 32097-0123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2022 · Amount on File
Deed Sale	Aug 15, 2022 · Amount on File
Deed Document Number	202245028379
Deed Book / Page	2584 / 310
Record Updated	Jun 8, 2026

August 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Aug 15, 2022
Property Address	70401 WINDING RIVER DR, YULEE, FL 32097-0123
Document Number	0025840310
Book / Page	2584 / 310
Map Reference	MB 2466 PG 344&345
Instrument Date	Aug 12, 2022
Instrument	202245028379
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 29, 2024
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, RD100, ST JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70401 WINDING RIVER DR, YULEE, FL 32097-0123

Mortgage

Document Number	0002584311
Date	Aug 15, 2022
Instrument	2584/311

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 70401 Winding River Dr was $7,403 with a homeowner's exemption, up 0.8% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,403.00 (+0.76%) Homeowner's exemption	$322,802 (+2.9%)	$329,647 (+3.83%) Land $55,000 Building $274,647
2024	$7,347.00 (+2.37%) Homeowner's exemption	$313,705 (+3%)	$317,480 (+4.24%) Land $55,000 Building $262,480
2023	$7,177.00 (+101.37%) Homeowner's exemption	$304,568 (+453.76%) Land $55,000 Building $249,568	$304,568 (+453.76%) Land $55,000 Building $249,568
2022	$3,564.00	$55,000 Land $55,000	$55,000 Land $55,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 70401 Winding River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 142 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	142 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70401 Winding River Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20