70409 Winding River Dr, Yulee, FL 32097 Property Records

Nassau County property record for 70409 Winding River Dr, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,709 sqft · built 2022
Lot Size	0.176 acres (7,676 sqft)
Owner	Individual Name on File
Last Sale	$347,990 (Dec 2022)
Tax Bill	$7,448 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-2N-26-1832-0016-0000`

Property Details

APN / Parcel Number

Primary APN	`13-2N-26-1832-0016-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,709 sqft Living Area
Gross Area	2,139 sqft
1st Floor Area	1,709 sqft
Flooring	Tile

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Lot Area	7,676 sqft (0.176 acres)
Garage Type	Attached
Garage Area	430 sqft
Porch	Finished/Open Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	70409 WINDING RIVER DR
City	YULEE
State	FL
Zip	32097-0123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 16 RIVER GLEN PH 5A OR 2510/1956
Legal Subdivision	RIVER GLEN
Legal Lot Number	16
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	2
Census Block	2024
Census Tract	50307

Owner

Source: Nassau County records · APN 13-2N-26-1832-0016-0000

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	70409 WINDING RIVER DR, YULEE, FL 32097-0123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 22, 2022 · Amount on Record
Deed Sale	Dec 22, 2022 · Amount on Record
Deed Document Number	202241858
Deed Book / Page	2609 / 1729
Record Updated	Sep 20, 2026

December 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Dec 22, 2022
Property Address	70409 WINDING RIVER DR, YULEE, FL 32097-0123
Document Number	0026091729
Book / Page	2609 / 1729
Map Reference	MB 2510 PG 1956-1959
Instrument Date	Dec 20, 2022
Instrument	202245041858
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 29, 2024
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,436.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, RD100, ST JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70409 WINDING RIVER DR, YULEE, FL 32097-0123

Mortgage

Document Number	0026091733
Date	Dec 22, 2022
Instrument	2609/1733

Lender

Name	KEYSTONE FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,448.00 (+1.1%)	$285,382 (+3.72%) Land $55,000 Building $230,382	$285,382 (+3.72%) Land $55,000 Building $230,382
2024	$7,367.00 (+2.73%)	$275,158 (+4.1%) Land $55,000 Building $220,158	$275,158 (+4.1%) Land $55,000 Building $220,158
2023	$7,171.00	$264,323 Land $55,000 Building $209,323	$264,323 (-24.04%) Land $55,000 Building $209,323
			$347,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 142 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	142 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims

Wildfire

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 180 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.