70385 Winding River Dr, Yulee, FL 32097 Property Records

Nassau County property record for 70385 Winding River Dr, Yulee, FL 32097

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,155 sqft · built 2022
Lot Size0.176 acres (7,680 sqft)
OwnerIndividual Name on Record
Last Sale$399,900 (Aug 2023)
Tax Bill$8,128 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Jun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-2N-26-1832-0013-0000

Property Details

APN / Parcel Number

Primary APN13-2N-26-1832-0013-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,155 sqft Heated Area
Gross Area2,914 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,680 sqft (0.176 acres)
PorchOpen Porch
Porch Area199 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address70385 WINDING RIVER DR
CityYULEE
StateFL
Zip32097-0100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 13 RIVER GLEN PH 4A OR 2466/344
Legal SubdivisionRIVER GLEN PH 4A
Legal Phase4A
Legal Lot Number13
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group2
Census Block2024
Census Tract50307

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address70385 WINDING RIVER DR, YULEE, FL 32097-0100
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2023Warranty Deed, Transfer · Conventional Mortgage
PENTAGON FCU
Jun 30, 2022Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2023 · Amount on Record
Deed SaleAug 4, 2023 · Amount on Record
Prior SaleJun 30, 2022 · Amount on Record
Deed Document Number202345023808
Deed Book / Page2659 / 147
Record UpdatedJun 8, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateAug 4, 2023
Property Address70385 WINDING RIVER DR, YULEE, FL 32097-0100
Document Number0026590147
Book / Page2659 / 147
Map ReferenceMB 2466 PG 344&345
Instrument DateAug 2, 2023
Instrument202345023808
Transaction TypeTransfer
Record UpdatedFeb 29, 2024
Title CompanyTOWNSEND TITLE INSURANCE AGENCY LLC, TOWNSEND TITLE INS AGCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,799.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address83799 NETHER ST, FERNANDINA BEACH, FL 32034-0068

Transferred To (Grantee/Buyer)

NameVerified Name
Address70385 WINDING RIVER DR, YULEE, FL 32097-0100

Mortgage

Document Number0002659152
DateAug 4, 2023
Instrument2659/152
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

June 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionNASSAU FL
Recording DateJun 30, 2022
Property Address70385 WINDING RIVER DR, YULEE, FL 32097-0100
Document Number0025741287
Book / Page2574 / 1287
Map ReferenceMB 2466 PG 344&345
Instrument DateJun 29, 2022
Instrument202245023287
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 29, 2024
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,611.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, RD100, ST JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address70385 WINDING RIVER DR, YULEE, FL 32097-0100

Mortgage

Document Number0025741288
DateJun 30, 2022
Instrument2574/1288
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,128.00 (+1.23%)$329,647 (+3.83%) Land $55,000 Building $274,647$329,647 (+3.83%) Land $55,000 Building $274,647
2024$8,029.00 (+13.13%)$317,480 (+4.24%) Land $55,000 Building $262,480$317,480 (+4.24%) Land $55,000 Building $262,480
2023$7,097.00 (+99.13%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$304,568 (+453.76%) Land $55,000 Building $249,568$304,568 (+453.76%) Land $55,000 Building $249,568
2022$3,564.00$55,000 Land $55,000$55,000 Land $55,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 142 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies142 in force
Nearby Flood Claims7 (2017–2024)
Claims Outside the SFHA1 of 7
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 68% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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