704 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 704 E Smith Rd, Bellingham, WA 98226 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,208 sqft · built 2008
Lot Size	10.1 acres (441,263 sqft)
Owner	Individual Name on File
Last Sale	$825,280 (Oct 2013)
Tax Bill	$17,708 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`302705`

Property Details

APN / Parcel Number

Primary APN	`302705`
Alternative APNs	`390329 230166 0000` `104749`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,208 sqft Living Area
1st Floor Area	3,069 sqft
2nd Floor Area	2,132 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	441,263 sqft (10.1 acres)
Garage Type	Attached
Garage Area	1,174 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	780 sqft
Deck Area	318 sqft
Patio Area	1,120 sqft
Storage Building	4,000 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	302705
Street Address	704 E SMITH RD
City	BELLINGHAM
State	WA
Zip	98226-9781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 S 1/2 NE SW
Legal Range	03
Legal Township	39
Legal Section	29
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2031
Census Tract	10701

Owner

Source: Whatcom County records · APN 302705

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	704 E SMITH RD, BELLINGHAM, WA 98226-9781
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 22, 2013 · Amount on Record
Deed Sale	Oct 22, 2013 · Amount on Record
Prior Sale	May 31, 2007 · Amount on Record
Deed Document Number	2131002360
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	704 E SMITH RD, BELLINGHAM, WA 98226-9781
Document Number	2201005579
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 06, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	704 E SMITH RD BELLINGHAM WA 982269781, BELLINGHAM, WA 98226-9781

Mortgage

Document Number	2201005579
Date	Oct 30, 2020
Instrument	1005579

Lender

Name	NEIGHBORHOOD MTG
Type	Mortgage Company
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 29, 2035

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Meridian School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,708.00 (+24.49%)	$2,020,469 (+3.42%) Land $452,836 Building $1,567,633	$2,020,469 (+3.42%) Land $452,836 Building $1,567,633
2022		$1,953,560 Land $390,739 Building $1,562,821	$1,953,560 Land $390,739 Building $1,562,821
2021	$14,224.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 16% of Washington
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Declaration Networks Group	Fixed Wireless (unlicensed)	75 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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