Whatcom County property record for 710 E Smith Rd, Bellingham, WA 98226 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,152 sqft · built 1910 |
| Lot Size | 4.82 acres (209,959 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Jan 2019) |
| Tax Bill | $5,021 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Apr 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3903292321670000 |
| Primary APN | 3903292321670000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 904 sqft |
| Finished Basement | 328 sqft |
| Unfinished Basement | 576 sqft |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 209,959 sqft (4.82 acres) |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 48 sqft |
| Deck Area | 270 sqft |
| Heating System | Baseboard |
|---|
| Account Number | 558393 |
|---|---|
| Old Parcel Number | 3903292321670000 |
| Street Address | 710 E SMITH RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 10 ACRES OF W 20 ACRES OF SE 1/4 TOG WI ESMT REC AF 1144488-EXC PTN DAF-BEG AT SW COR OF SE 1/4-TH N 1320 FT M/L TO NW COR |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 29 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 10701 |
Source: Whatcom County records · APN 3903292321670000
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 710 E SMITH RD, BELLINGHAM, WA 98226-9781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2023 | Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU |
| Apr 24, 2023 | Deed of Trust, Mortgage HYAK INC |
| Nov 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| May 14, 2021 | Deed of Trust, Mortgage HYAK FINANCIAL |
| Jan 31, 2019 | Warranty Deed, Transfer CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 31, 2019 · Amount on Record |
| Deed Sale | Jan 31, 2019 · Amount on Record |
| Prior Sale | Dec 17, 2004 · Amount on Record |
| Deed Document Number | 2019-0102436 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 710 E SMITH RD, BELLINGHAM, WA 98226-9781 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2023 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|
| Document Number | 0001101818 |
|---|---|
| Date | Nov 30, 2023 |
| Instrument | 2023-1101818 |
| Name | BOEING EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SEATTLE, WA 98124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 27, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 710 E SMITH RD, BELLINGHAM, WA 98226-9781 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2023 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Name | Verified Name |
|---|---|
| Address | 710 E SMITH RD, BELLINGHAM, WA 98226-9781 |
| Document Number | 0000401584 |
|---|---|
| Date | Apr 24, 2023 |
| Instrument | 2023-0401584 |
| Name | HYAK INC |
|---|---|
| Type | Non-Lending Institution |
| Address | BELLINGHAM, WA 98226 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 710 E SMITH RD, BELLINGHAM, WA 98226-9781 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2021 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 20211102242 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 2021-1102242 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 710 E SMITH RD, BELLINGHAM, WA 98226-9781 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Name | Verified Name |
|---|
| Document Number | 20210502289 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2021-0502289 |
| Name | HYAK FINANCIAL |
|---|---|
| Type | Non-Lending Institution |
| Address | BELLINGHAM, WA 98226 |
| Amount | Amount Recorded |
|---|---|
| Term | 6 Months |
| Due | Nov 12, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jan 31, 2019 |
| Property Address | 710 E SMITH RD, BELLINGHAM, WA 98226-9781 |
| Document Number | 2190102436 |
| Instrument Date | Jan 23, 2019 |
| Instrument | 102436 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,769.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 710 E SMITH RD BELLINGHAM WA 982269781, BELLINGHAM, WA 98226-9781 |
| Document Number | 2190102437 |
|---|---|
| Date | Jan 31, 2019 |
| Instrument | 102437 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | BELLINGHAM, WA 98226 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 30, 2049 |
| Document Number | 2190110248, |
|---|---|
| Date | Jan 31, 2019 |
| Instrument | 10248 |
| Name | HOUSING FIN AUTH |
|---|---|
| Address | SEATTLE, WA 98104-3601 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 30, 2049 |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Meridian School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,021.00 (+41.88%) | $572,908 (+25.53%) Land $356,270 Building $216,638 | $572,908 (+25.53%) Land $356,270 Building $216,638 |
| 2022 | $456,387 Land $314,070 Building $142,317 | $456,387 Land $314,070 Building $142,317 | |
| 2021 | $3,539.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 16% of Washington |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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