672 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 672 E Smith Rd, Bellingham, WA 98226 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,944 sqft · built 2008
Lot Size	7 acres (304,920 sqft)
Owner	2 Individual Names on File
Last Sale	$537,200 (Dec 2019)
Tax Bill	$7,384 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`567288`

Property Details

APN / Parcel Number

Primary APN	`567288`
Alternative APNs	`390329 250090 0000` `104761`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,944 sqft Living Area
1st Floor Area	936 sqft
2nd Floor Area	1,008 sqft
Game Room	Game Room
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2008
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	304,920 sqft (7 acres)
Garage Type	Mixed
Garage Area	1,212 sqft
Parking Spaces	5 Parking Spaces
Porch	Covered Porch
Porch Area	1,152 sqft
Deck Area	512 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	567288
Street Address	672 E SMITH RD
City	BELLINGHAM
State	WA
Zip	98226-9782
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 OLIVIA'S CLUSTER SHORT PLAT AS REC AF 2071003027
Legal Range	03
Legal Township	39
Legal Section	29
Legal Subdivision	OLIVIA'S CLUSTER SHORT PLAT
Legal Lot Number	2
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2031
Census Tract	10701

Owner

Source: Whatcom County records · APN 567288

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	672 E SMITH RD, BELLINGHAM, WA 98226-9782
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 01, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Dec 20, 2019	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Apr 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage SAVIBANK
Nov 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage INDUSTRIAL CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 20, 2019 · Amount on Record
Deed Sale	Dec 20, 2019 · Amount on Record
Deed Document Number	2019-1202886
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	672 E SMITH RD, BELLINGHAM, WA 98226-9782
Document Number	2200900656
Instrument Date	Sep 01, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	672 E SMITH RD BELLINGHAM WA 982269782, BELLINGHAM, WA 98226-9782

Mortgage

Document Number	2200900656
Date	Sep 04, 2020
Instrument	900656

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 03, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Dec 20, 2019
Property Address	672 E SMITH RD, BELLINGHAM, WA 98226-9782
Document Number	2191202886
Instrument Date	Dec 12, 2019
Instrument	1202886
Transaction Type	Transfer
Record Updated	Jan 06, 2020
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9,567.16
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	672 E SMITH RD BELLINGHAM WA 982269782, BELLINGHAM, WA 98226-9782

Mortgage

Document Number	2191202887
Date	Dec 20, 2019
Instrument	1202887

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	672 E SMITH RD, BELLINGHAM, WA 98226-9782
Document Number	2180402623
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	May 01, 2018
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	672 E SMITH RD BELLINGHAM WA 982269782, BELLINGHAM, WA 98226-9782

Mortgage

Document Number	2180402623
Date	Apr 24, 2018
Instrument	402623

Lender

Name	SAVIBANK
Address	BURLINGTON, WA 98233

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	672 E SMITH RD, BELLINGHAM, WA 98226-9782
Document Number	2171200164
Instrument Date	Nov 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 03, 2018
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	672 E SMITH RD BELLINGHAM WA 982269782, BELLINGHAM, WA 98226-9782

Mortgage

Document Number	2171200164
Date	Dec 01, 2017
Instrument	1200164

Lender

Name	INDUSTRIAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227-1767

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Meridian School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,384.00 (+51.4%)	$842,580 (+21.99%) Land $409,971 Building $432,609	$842,580 (+21.99%) Land $409,971 Building $432,609
2022		$690,690 Land $318,946 Building $371,744	$690,690 Land $318,946 Building $371,744
2021	$4,877.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 16% of Washington
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 37 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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