Whatcom County property record for 664 E Smith Rd, Bellingham, WA 98226 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,400 sqft · built 2019 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (May 2017) |
| Tax Bill | $10,883 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Oct 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 541565 |
| Primary APN | 541565 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,400 sqft Living Area |
| 1st Floor Area | 1,700 sqft |
| 2nd Floor Area | 1,700 sqft |
| Upper Floors Area | 375 sqft |
| Attic Area | 375 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Detached |
| Garage Area | 1,417 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
| Porch Area | 1,140 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 541565 |
|---|---|
| Street Address | 664 E SMITH RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 1/2 NE SE SW-SUBJ TO BNDRY LI AGRMT REC AF 1981202599 |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 29 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 10701 |
Source: Whatcom County records · APN 541565
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 664 E SMITH RD, BELLINGHAM, WA 98226-9782 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC |
| Oct 08, 2021 | Deed of Trust, Mortgage · Line of Credit KITSAP CREDIT UNION |
| Mar 25, 2019 | Deed of Trust, Mortgage WASHINGTON FED'L SVGS |
| May 24, 2017 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 24, 2017 · Amount on Record |
| Deed Sale | May 24, 2017 · Amount on Record |
| Prior Sale | Jul 12, 2004 · Amount on Record |
| Deed Document Number | 2017-0502842 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 664 E SMITH RD, BELLINGHAM, WA 98226-9782 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2023 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0000803055 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 2021-0803055 |
| Name | STRONG HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MANASSAS, VA 20110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 664 E SMITH RD, BELLINGHAM, WA 98226-9782 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001001259 |
|---|---|
| Date | Oct 08, 2021 |
| Instrument | 2021-1001259 |
| Name | KITSAP CREDIT UNION |
|---|---|
| Address | BREMERTON, WA 98337 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Oct 28, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 664 E SMITH RD, BELLINGHAM, WA 98226-9782 |
| Document Number | 2190302281 |
| Instrument Date | Mar 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 664 E SMITH RD BELLINGHAM WA 982269782, BELLINGHAM, WA 98226-9782 |
| Document Number | 2190302281 |
|---|---|
| Date | Mar 26, 2019 |
| Instrument | 302281 |
| Name | WASHINGTON FED'L SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | SEATTLE, WA 98101 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 25, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | May 24, 2017 |
| Property Address | 664 E SMITH RD, BELLINGHAM, WA 98226-9782 |
| Document Number | 2170502842 |
| Instrument Date | May 12, 2017 |
| Instrument | 502842 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,120.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4566 ANDERSON WAY #A BELLINGHAM WA 982267937, A, BELLINGHAM, WA 98226-7937 |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Meridian School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,883.00 (+71.47%) | $1,241,792 (+19.78%) Land $399,592 Building $842,200 | $1,241,792 (+19.78%) Land $399,592 Building $842,200 |
| 2022 | $1,036,737 Land $284,410 Building $752,327 | $1,036,737 Land $284,410 Building $752,327 | |
| 2021 | $6,347.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 16% of Washington |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 37 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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