Whatcom County property record for 680 E Smith Rd, Bellingham, WA 98226 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,500 sqft · built 1940 |
| Lot Size | 2.84 acres (124,146 sqft) |
| Owner | Individual Name on File |
| Last Sale | $649,000 (Sep 2024) |
| Tax Bill | $4,801 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3903292500740000 |
| Primary APN | 3903292500740000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 3,000 sqft 1st Floor |
| Stories | 1 Story |
| Interior Walls | Finished/Painted |
| Year Built | Built 1940 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Metal |
| Roof Material | Metal |
| Lot Area | 124,146 sqft (2.84 acres) |
| Porch | Porch |
| Porch Area | 24 sqft Porch |
| Storage Building | 480 sqft |
| Heating System | Baseboard |
|---|
| Account Number | 503797 |
|---|---|
| Old Parcel Number | 3903292500740000 |
| Street Address | 680 E SMITH RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 OLIVIA'S CLUSTER SHORT PLAT AS REC AF 2071003027 |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 29 |
| Legal Subdivision | OLIVIA'S CLUSTER SHORT PLAT |
| Legal Lot Number | 1 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 10701 |
Source: Whatcom County records · APN 3903292500740000
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 680 E SMITH RD, BELLINGHAM, WA 98226-9782 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 04, 2024 · Amount on Record |
| Deed Sale | Sep 04, 2024 · Amount on Record |
| Prior Sale | Apr 18, 2022 |
| Deed Document Number | 2024-0900174 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Apr 18, 2022 |
| Property Address | 680 E SMITH RD, BELLINGHAM, WA 98226-9782 |
| Document Number | 0000401954 |
| Map Reference | FIEL 2071003027 |
| Instrument Date | Feb 15, 2022 |
| Instrument | 2022-0401954 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2023 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 680 E SMITH RD, BELLINGHAM, WA 98226-9782 |
| Document Number | 0000401955 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 2022-0401955 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 01, 2052 |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Meridian School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,801.00 (+35.01%) | $547,812 (+18.87%) Land $319,466 Building $228,346 | $547,812 (+18.87%) Land $319,466 Building $228,346 |
| 2022 | $460,855 Land $269,276 Building $191,579 | $460,855 Land $269,276 Building $191,579 | |
| 2021 | $3,556.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 16% of Washington |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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