Madison County property record for 7039 Regency Ln, Gurley, AL 35748
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,353 sqft · built 2020 |
| Lot Size | 0.293 acres (12,787 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $419,000 (Mar 2024) |
| Tax Bill | $2,070 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Mar 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-08-33-0-000-055.021 |
| Primary APN | 19-08-33-0-000-055.021 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,353 sqft Living Area |
| 1st Floor Area | 2,353 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,787 sqft (0.293 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 626147 |
|---|---|
| Street Address | 7039 REGENCY LN |
| City | GURLEY |
| State | AL |
| Zip | 35748-7017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 WILSON COVE SUBDIVISION PHASE 1 PB# 2018-1436 |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 33 |
| Legal Subdivision | WILSON COVE SUBDIVISION |
| Legal Phase | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | GURLEY |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 10902 |
7039 Regency Ln is owned and occupied by two individuals who bought it in March 2024.
Source: Madison County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7039 REGENCY LN, GURLEY, AL 35748-7017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2025 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 22, 2024 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Aug 17, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2024 · Amount on File |
| Deed Sale | Mar 22, 2024 · Amount on File |
| Prior Sale | Aug 17, 2020 · Amount on File |
| Deed Book / Page | 2024 / 9653 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 7039 REGENCY LN, GURLEY, AL 35748-7017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7039 REGENCY LN, GURLEY, AL 35748-7017 |
| Document Number | 0000179689 |
|---|---|
| Date | Sep 26, 2025 |
| Book Page | 2025/179689 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 700 SOUTH BLVD E, PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Mar 22, 2024 |
| Property Address | 7039 REGENCY LN, GURLEY, AL 35748-7017 |
| Document Number | 0000009653 |
| Book / Page | DEED 2024 / 9653 |
| Instrument Date | Mar 20, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 195 METCALF LN, MONUMENT, CO 80132-2236 |
| Name | Verified Name |
|---|---|
| Address | 7039 REGENCY LN, GURLEY, AL 35748-7017 |
| Document Number | 0202439885 |
|---|---|
| Date | Mar 22, 2024 |
| Instrument | 2024/39885 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Number | 0000039885 |
|---|---|
| Date | Mar 22, 2024 |
| Book Page | 2024/39885 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Aug 17, 2020 |
| Property Address | 7039 REGENCY LN, GURLEY, AL 35748-7017 |
| Document Number | 0000062753 |
| Instrument Date | Aug 14, 2020 |
| Instrument | 62753 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 1, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $271.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7039 REGENCY LN GURLEY AL 357487017, GURLEY, AL 35748-7017 |
| Document Number | 62754 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 62754 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 16, 2050 |
The 2026 property tax bill for 7039 Regency Ln was $2,070 with a homeowner's exemption, down 4.8% from the year before.
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Huntsville City |
| Unified School District | Huntsville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,070.00 (-4.78%) | ||
| 2025 | $2,174.00 (+4.07%) Homeowner's exemption | $38,320 (+3.96%) Land $7,500 Building $30,820 | $383,100 (+3.93%) Land $75,000 Building $308,100 |
| 2024 | $2,089.00 (+13.04%) Homeowner's exemption | $36,860 (+12.72%) Land $7,500 Building $29,360 | $368,600 (+12.76%) Land $75,000 Building $293,600 |
| 2023 | $1,848.00 (+5%) Homeowner's exemption | $32,700 (+4.87%) Land $4,500 Building $28,200 | $326,900 (+4.84%) Land $45,000 Building $281,900 |
| 2022 | $1,760.00 Homeowner's exemption | $31,180 Land $4,500 Building $26,680 | $311,800 Land $45,000 Building $266,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7039 Regency Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7039 Regency Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NHTC Fiber | 8,000 / 8,000 |
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
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