Madison County property record for 7037 Regency Ln, Gurley, AL 35748
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,999 sqft · built 2020 |
| Lot Size | 0.289 acres (12,587 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $333,641 (Aug 2020) |
| Deeds & Mortgages | Sep 2025 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-08-33-0-000-055.022 |
| Primary APN | 19-08-33-0-000-055.022 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,999 sqft Living Area |
| 1st Floor Area | 2,999 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,587 sqft (0.289 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 552727 |
|---|---|
| Street Address | 7037 REGENCY LN |
| City | GURLEY |
| State | AL |
| Zip | 35748-7017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21 WILSON COVE SUBDIVISION PHASE 1 PB# 2018-1436 |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 33 |
| Legal Subdivision | WILSON COVE SUBDIVISION |
| Legal Phase | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | GURLEY |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 10902 |
7037 Regency Ln is owned and occupied by two individuals who bought it in August 2020.
Source: Madison County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7037 REGENCY LN, GURLEY, AL 35748-7017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2025 | Deed of Trust, Mortgage · VA Mortgage E MORTGAGE CAPITAL INC |
| Oct 15, 2021 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Aug 3, 2020 | Warranty Deed, Subdivision Related Transfer · VA Mortgage SOUTHERN FIDELITY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2020 · Amount on File |
| Deed Sale | Aug 3, 2020 · Amount on File |
| Deed Document Number | 202056533 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 7037 REGENCY LN, GURLEY, AL 35748-7017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7037 REGENCY LN, GURLEY, AL 35748-7017 |
| Document Number | 0000169829 |
|---|---|
| Date | Sep 12, 2025 |
| Book Page | 2025/169829 |
| Name | E MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | 18071 FITCH STE 200, IRVINE, CA 92614 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Rate | 5.57% |
|---|---|
| Type Change Date | Jan 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 4.57% |
| Max Rate At Change | 6.57% |
| Index | 1-Year CMT |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 7037 REGENCY LN, GURLEY, AL 35748-7017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2022 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000086421 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 2021-00086421 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Aug 3, 2020 |
| Property Address | 7037 REGENCY LN, GURLEY, AL 35748-7017 |
| Document Number | 0000056533 |
| Instrument Date | Aug 3, 2020 |
| Instrument | 56533 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 29, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $334.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7037 REGENCY LN GURLEY AL 357487017, GURLEY, AL 35748-7017 |
| Document Number | 56534 |
|---|---|
| Date | Aug 3, 2020 |
| Instrument | 56534 |
| Name | SOUTHERN FIDELITY MTG |
|---|---|
| Type | Mortgage Company |
| Address | HUNTSVILLE, AL 35801 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 2, 2050 |
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Huntsville City |
| Unified School District | Huntsville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $45,620 Land $7,500 Building $38,120 | $456,100 Land $75,000 Building $381,100 |
| 2023 | Homeowner's exemption | $39,380 Land $4,500 Building $34,880 | $393,700 Land $45,000 Building $348,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7037 Regency Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7037 Regency Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NHTC Fiber | 8,000 / 8,000 |
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures