Madison County property record for 7040 Regency Ln, Gurley, AL 35748
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,605 sqft · built 2020 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $410,000 (Jul 2026) |
| Tax Bill | $2,034 (2026) |
| Deeds & Mortgages | Jul 2026 Sale Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-08-33-0-000-055.016 |
| Primary APN | 19-08-33-0-000-055.016 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,605 sqft Living Area |
| 1st Floor Area | 2,605 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 632378 |
|---|---|
| Street Address | 7040 REGENCY LN |
| City | GURLEY |
| State | AL |
| Zip | 35748-7018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 WILSON COVE PH 3 PB# 2018-76493 |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 33 |
| Legal Subdivision | WILSON COVE S/D PH 3 |
| Legal Lot Number | 15 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | GURLEY |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 10902 |
Source: Madison County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7040 REGENCY LN, GURLEY, AL 35748-7018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2026 | Warranty Deed, Transfer FOUNDATION TITLE |
| Jul 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DHI MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2026 · Amount on Record |
| Deed Sale | Jul 27, 2026 · Amount on Record |
| Prior Sale | Jul 26, 2024 · Amount on Record |
| Deed Book / Page | 2026 / 33919 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Jul 27, 2026 |
| Property Address | 7040 REGENCY LN, GURLEY, AL 35748-7018 |
| Document Number | 2026033919 |
| Book / Page | 2026 / 33919 |
| Instrument Date | Jul 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2026 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $41,410.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7040 REGENCY LN, GURLEY, AL 35748-7018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 7040 REGENCY LN, GURLEY, AL 35748-7018 |
| Document Number | 0000054834 |
| Instrument Date | Jul 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7040 REGENCY LN GURLEY AL 357487018, GURLEY, AL 35748-7018 |
| Document Number | 0000054834 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 54834 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 27, 2035 |
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Huntsville City |
| Unified School District | Huntsville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,034.00 (-13.78%) | ||
| 2025 | $2,359.00 (+28.7%) Homeowner's exemption | $46,240 (+28.37%) Land $7,500 Building $38,740 | $462,300 (+28.35%) Land $75,000 Building $387,300 |
| 2023 | $1,833.00 (+4.98%) Homeowner's exemption | $36,020 (+4.89%) Land $4,500 Building $31,520 | $360,200 (+4.92%) Land $45,000 Building $315,200 |
| 2022 | $1,746.00 Homeowner's exemption | $34,340 Land $4,500 Building $29,840 | $343,300 Land $45,000 Building $298,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NHTC Fiber | 8,000 / 8,000 |
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
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