Madison County property record for 7034 Regency Ln, Gurley, AL 35748
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,276 sqft · built 2020 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Feb 2022) |
| Tax Bill | $2,688 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-08-33-0-000-055.013 |
| Primary APN | 19-08-33-0-000-055.013 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,276 sqft Living Area |
| 1st Floor Area | 2,276 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Pool Area | 500 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 588570 |
|---|---|
| Street Address | 7034 REGENCY LN |
| City | GURLEY |
| State | AL |
| Zip | 35748-7018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 WILSON COVE S/D PH 3 R/S LOTS 1-17 OF WILSON COVE S/D PH 1 PB #2018-76493 |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 33 |
| Legal Subdivision | WILSON COVE S/D PH 3 |
| Legal Lot Number | 12 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | GURLEY |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 10902 |
7034 Regency Ln is owned and occupied by two individuals who bought it in February 2022.
Source: Madison County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7034 REGENCY LN, GURLEY, AL 35748-7018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK & TRUST |
| Feb 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage REDSTONE FCU |
| Jul 21, 2020 | Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2022 · Amount on File |
| Deed Sale | Feb 22, 2022 · Amount on File |
| Prior Sale | Jul 21, 2020 · Amount on File |
| Deed Document Number | 2022550836 |
| Deed Book / Page | 2022 / 8278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 7034 REGENCY LN, GURLEY, AL 35748-7018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7034 REGENCY LN, GURLEY, AL 35748-7018 |
| Document Number | 0000051336 |
|---|---|
| Date | Mar 16, 2026 |
| Book Page | 2026/51336 |
| Name | CITIZENS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | 1535 S BROAD ST, SCOTTSBORO, AL 35768 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 7034 REGENCY LN, GURLEY, AL 35748-7018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000049871 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | MTG 2022/49871 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Jul 21, 2020 |
| Property Address | 7034 REGENCY LN, GURLEY, AL 35748-7018 |
| Document Number | 0000052638 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 52638 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 11, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $318.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7034 REGENCY LN GURLEY AL 357487018, GURLEY, AL 35748-7018 |
| Document Number | 52639 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 52639 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 20, 2050 |
The 2026 property tax bill for 7034 Regency Ln was $2,688 with a homeowner's exemption, down 5.5% from the year before.
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Huntsville City |
| Unified School District | Huntsville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,688.00 (-5.49%) | ||
| 2025 | $2,844.00 Homeowner's exemption | $49,780 Land $7,500 Building $42,280 | $493,800 Land $75,000 Building $418,800 |
| 2023 | $2,234.00 (+5.03%) Homeowner's exemption | $39,360 (+4.96%) Land $4,500 Building $34,860 | $393,500 (+4.96%) Land $45,000 Building $348,500 |
| 2022 | $2,127.00 Homeowner's exemption | $37,500 Land $4,500 Building $33,000 | $374,900 Land $45,000 Building $329,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7034 Regency Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7034 Regency Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NHTC Fiber | 8,000 / 8,000 |
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
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