Madison County property record for 7042 Regency Ln, Gurley, AL 35748
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,904 sqft · built 2020 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $333,341 (Jun 2020) |
| Deeds & Mortgages | Sep 2025 Mortgage Feb 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-08-33-0-000-055.017 |
| Primary APN | 19-08-33-0-000-055.017 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,904 sqft Living Area |
| 1st Floor Area | 2,904 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 611323 |
|---|---|
| Street Address | 7042 REGENCY LN |
| City | GURLEY |
| State | AL |
| Zip | 35748-7018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 WILSON COVE S/D PH 3 R/S LOTS 1-17 OF WILSON COVE S/D PH 1 PB #2018-76493 |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 33 |
| Legal Subdivision | WILSON COVE S/D PH 3 |
| Legal Lot Number | 16 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | GURLEY |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 10902 |
Source: Madison County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7042 REGENCY LN, GURLEY, AL 35748-7018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Feb 20, 2024 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Apr 15, 2021 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jun 26, 2020 | Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MTG |
| Jun 26, 2020 | Warranty Deed, Subdivision Related Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2020 · Amount on Record |
| Deed Sale | Jun 26, 2020 · Amount on Record |
| Deed Document Number | 202045437 |
| Last Transfer Date | May 18, 2023 |
| Transfer Doc | 0000019016 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 7042 REGENCY LN, GURLEY, AL 35748-7018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7042 REGENCY LN, GURLEY, AL 35748-7018 |
| Document Number | 0000181530 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 2025/181530 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 7042 REGENCY LN, GURLEY, AL 35748-7018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 7042 REGENCY LN, GURLEY, AL 35748-7018 |
| Document Number | 0000021603 |
|---|---|
| Date | Feb 20, 2024 |
| Book Page | 2024/21603 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 7042 REGENCY LN, GURLEY, AL 35748-7018 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 202100031472 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 2021-00031472 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Jun 26, 2020 |
| Property Address | 7042 REGENCY LN, GURLEY, AL 35748-7018 |
| Document Number | 0000045437 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 45437 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $333.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7042 REGENCY LN GURLEY AL 357487018, GURLEY, AL 35748-7018 |
| Document Number | 45438 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 45438 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Jun 26, 2020 |
| Property Address | 7042 REGENCY LN, GURLEY, AL 35748-7018 |
| Document Number | 0000045436 |
| Instrument Date | Jun 16, 2020 |
| Instrument | 45436 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 20, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $333.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7042 REGENCY LN GURLEY AL 357487018, GURLEY, AL 35748-7018 |
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Huntsville City |
| Unified School District | Huntsville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $45,620 (+15.79%) Land $7,500 Building $38,120 | $456,200 (+15.82%) Land $75,000 Building $381,200 |
| 2023 | Homeowner's exemption | $39,400 Land $4,500 Building $34,900 | $393,900 Land $45,000 Building $348,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NHTC Fiber | 8,000 / 8,000 |
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures