7031 E Higgins Lake Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 7031 E Higgins Lake Dr, Roscommon, MI 48653

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,116 sqft · built 1989
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on Record
Last Sale$181,000 (Nov 2020)
Tax Bill$2,696 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN004-600-001-0000

Property Details

APN / Parcel Number

Primary APN004-600-001-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area2,116 sqft Building Perimeter
1st Floor Area1,540 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleRanch
Lot Area15,246 sqft (0.35 acres)
Garage Area784 sqft

Location & Zoning

Street Address7031 E HIGGINS LAKE DR
CityROSCOMMON
StateMI
Zip48653-8926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(L-960P-1137&L-842P-48&L-612 P-243) 243 L-1004 P-1229 (L-1002P-1015) LOTS 1 TO 3 INCL LOTS 58-61 INCL BLK 20 SOVEREIGN PARK.
Legal SubdivisionSOVEREIGN PARK
Legal Block20
Legal Lot Number1
JurisdictionROSCOMMON MI
Township / Civil DivisionGERRISH
Census Block Group1
Census Block1093
Census Tract970401

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7031 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-8926
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 5, 2020 · Amount on Record
Deed SaleNov 5, 2020 · Amount on Record
Prior SaleJun 8, 2016 · Amount on Record
Deed Document Number20208494
Deed Book / Page1174 / 1416
Record UpdatedSep 20, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROSCOMMON MI
Recording DateNov 5, 2020
Property Address7031 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-8926
Document Number01174/1416
Book / Page1174 / 1416
Instrument DateNov 2, 2020
Instrument202000008494
Transaction TypeTransfer
Record UpdatedJul 1, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address805 ELM ST, GRAYLING, MI 49738-1101

Mortgage

Document Number202000008495
DateNov 5, 2020
Instrument202000008495
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyRoscommon County
County SubdivisionGerrish Township
Unified School DistrictRoscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$156,000 (+63.69%)$312,000 (+63.69%)
2025$2,696.00
2023$95,300$190,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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